881 Ocean Dr, Apt TH18, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 881 Ocean Dr, Apt TH18, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,042 sqft · built 1971
Owner2 Individual Names on File
Last Sale$640,000 (Aug 2013)
Tax Bill$13,678 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone AE (high risk)
APN24-5204-008-2230

Property Details

APN / Parcel Number

Primary APN24-5204-008-2230

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units471 Units
Building Area1,042 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCondo/Apartment

Location & Zoning

Street Address881 OCEAN DR, TH18
CityKEY BISCAYNE
StateFL
Zip33149-2600
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code4900
Legal DescriptionCASA DEL MAR CONDO UNIT TH-18 UNDIV .24296 % INT IN COMMON ELEMENTS CLERKS FILES 71R-154473 & 71R-192250 OR 17936-3975 1297 5 COC 24766-3853 07 2006 1
Legal Range42E
Legal Township55S
Legal Section04
Legal SubdivisionCASA DEL MAR CONDO
Legal Block2
Legal Lot NumberTH1
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group2
Census Block2000
Census Tract4607

Owner

881 Ocean Dr, Apt TH18 is owned by two individuals who bought it in August 2013.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address881 OCEAN DR, TH18, KEY BISCAYNE, FL 33149-2600
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2013 · Amount on File
Deed SaleAug 27, 2013 · Amount on File
Prior SaleFeb 10, 2010 · Amount on File
Deed Document Number2013680673
Deed Book / Page28793 / 886
Transfer Doc1793003975
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address881 OCEAN DR APT TH18, TH18, KEY BISCAYNE, FL 33149-2600
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address881 OCEAN DR, KEY BISCAYNE, FL 33149-2609

Mortgage

Document Number0000772722
DateOct 15, 2021
Book Page32795/3652
Instrument2021R0772722
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 881 Ocean Dr, Apt TH18 was $13,678.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,678.00$864,696$893,000
2023$12,610.00 (+13.1%)$893,000 (+2%)$893,000 (+2%)
2022$11,149.00$744,156$744,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 881 Ocean Dr, Apt TH18 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 25 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies353 units insured
incl. 328 condo units
Nearby Flood Claims89 (1982–2020)
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Andrew, Aug 1992 · 80 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 881 Ocean Dr, Apt TH18 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Ocean Dr

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