881 Ocean Dr, Apt 4A, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 881 Ocean Dr, Apt 4A, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 3,120 sqft · built 1971
Owner	2 Individual Names on File
Last Sale	$1,930,000 (Jun 2019)
Tax Bill	$40,188 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-5204-008-0140`

Property Details

APN / Parcel Number

Primary APN	`24-5204-008-0140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	471 Units
Building Area	3,120 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	881 OCEAN DR, 4A
City	KEY BISCAYNE
State	FL
Zip	33149-2601
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	4900
Legal Description	CASA DEL MAR CONDO UNIT 4-A 4TH FLOOR UNDIV .51020 % INT IN COMMON ELEMENTS CLERKS FILES 71R-154473 & 71R-192250 PR ADD 881 OCEAN DR UNIT 4-A COC 21337-1361 06 2003 6
Legal Range	42E
Legal Township	55S
Legal Section	04
Legal Subdivision	CASA DEL MAR CONDO
Legal Block	2
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	2
Census Block	2000
Census Tract	4607

Owner

881 Ocean Dr, Apt 4A is owned and occupied by two individuals who bought it in June 2019.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	881 OCEAN DR, 4A, KEY BISCAYNE, FL 33149-2601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Loan Modification, Mortgage · Line of Credit CITY NAT'L BK/FL
Jun 5, 2019	Warranty Deed, Transfer · ARM CITIBANK NA
Apr 4, 2019	Grant Deed, Mortgage CITY NAT'L BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Dec 14, 2016 · Amount on File
Deed Document Number	2019350744
Deed Book / Page	31472 / 1073
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0000668091
Record Updated	Oct 29, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Recording Date	Jun 11, 2019
Property Address	881 OCEAN DR APT 4A, 4A, KEY BISCAYNE, FL 33149-2601
Book / Page	031479 / 002638
Instrument Date	May 31, 2019
Instrument	364099
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 GRANADA BLVD CORAL GABLES FL 331461237, CORAL GABLES, FL 33146-1237

Mortgage

Document Number	0000364099
Date	Jun 11, 2019
Book Page	031479/002638
Instrument	364099

Lender

Name	CITY NAT'L BK/FL
Type	Bank
Address	25 W FLAGLER ST, MIAMI, FL 33130-1712

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 5, 2019
Property Address	881 OCEAN DR APT 4A, 4A, KEY BISCAYNE, FL 33149-2601
Document Number	0000350744
Book / Page	31472 / 1073
Map Reference	MB 20 PG 5
Instrument Date	May 24, 2019
Instrument	2019R0350744
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 GRANADA BLVD, 4105, CORAL GABLES, FL 33146-1237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 OCEAN DR APT 4A, 4A, KEY BISCAYNE, FL 33149-2601

Mortgage

Document Number	0000350745
Date	Jun 5, 2019
Instrument	2019R0350745

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	10-Year TN
Max Rate	8.25%

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DADE FL
Recording Date	Apr 4, 2019
Property Address	881 OCEAN DR APT 4A, 4A, KEY BISCAYNE, FL 33149-2601
Book / Page	031391 / 002107
Instrument Date	Mar 29, 2019
Instrument	210844
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 GRANADA BLVD CORAL GABLES FL 331461237, CORAL GABLES, FL 33146-1237

Mortgage

Document Number	0000210844
Date	Apr 4, 2019
Book Page	031391/002107
Instrument	210844

Lender

Name	CITY NAT'L BK/FL
Type	Bank
Address	25 W FLAGLER ST, MIAMI, FL 33130-1712

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 881 Ocean Dr, Apt 4A was $40,188 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,188.00	$2,618,665	$2,618,665
2023	$33,741.00 (+5.14%)	$2,277,100 (%)	$2,277,100 (%)
2022	$32,091.00	$2,277,138	$2,277,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 881 Ocean Dr, Apt 4A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	353 units insured incl. 328 condo units
Nearby Flood Claims	89 (1982–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Andrew, Aug 1992 · 80 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 881 Ocean Dr, Apt 4A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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