881 Ocean Dr, Apt 22D, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 881 Ocean Dr, Apt 22D, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,875 sqft · built 1971
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Apr 2020)
Tax Bill	$20,979 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-5204-008-1610`

Property Details

APN / Parcel Number

Primary APN	`24-5204-008-1610`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	471 Units
Building Area	1,875 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	881 OCEAN DR, 22D
City	KEY BISCAYNE
State	FL
Zip	33149-2634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	4900
Legal Description	CASA DEL MAR CONDO UNIT 22-D 22ND FLOOR UNDIV .44491 % INT IN COMMON ELEMENTS CLERKS FILES 71R-154473 & 71R-192250 OR 15053-634 0591 1
Legal Range	42E
Legal Township	55S
Legal Section	04
Legal Subdivision	CASA DEL MAR CONDO
Legal Block	2
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	2
Census Block	2000
Census Tract	4607

Owner

881 Ocean Dr, Apt 22D is owned and occupied by two individuals who bought it in April 2020.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	881 OCEAN DR, 22D, KEY BISCAYNE, FL 33149-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Deed Document Number	2020236353
Deed Book / Page	31903 / 1891
Prior Transfer Date	May 1, 2019
Prior Transfer Doc	0000799362
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	881 OCEAN DR APT 22D, 22D, KEY BISCAYNE, FL 33149-2634
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 87TH ST 16, 16, NEW YORK, NY 10128-1116

Mortgage

Document Number	0000009749
Date	Jan 5, 2022
Book Page	32939/4187
Instrument	2022R0009749

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	28225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.62%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.35%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 17, 2020
Property Address	881 OCEAN DR APT 22D, 22D, KEY BISCAYNE, FL 33149-2634
Document Number	0000236353
Book / Page	031903 / 001891
Instrument Date	Mar 10, 2020
Instrument	236353
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	881 OCEAN DR #22D KEY BISCAYNE FL 331492634, 22D, KEY BISCAYNE, FL 33149-2634

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Dec 26, 2019
Property Address	881 OCEAN DR APT 22D, 22D, KEY BISCAYNE, FL 33149-2634
Document Number	0000799362
Book / Page	031743 / 000916
Instrument Date	May 1, 2019
Instrument	799362
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 OCEAN DR #22D KEY BISCAYNE FL 331492634, 22D, KEY BISCAYNE, FL 33149-2634

Tax Assessment & Valuation

The 2025 property tax bill for 881 Ocean Dr, Apt 22D was $20,979.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,979.00	$1,215,788	$1,517,145
2023	$19,008.00 (+14.28%)	$1,444,900 (+2%)	$1,444,900 (+2%)
2022	$16,633.00	$1,204,080	$1,204,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 881 Ocean Dr, Apt 22D in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 25 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	353 units insured incl. 328 condo units
Nearby Flood Claims	89 (1982–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Andrew, Aug 1992 · 80 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 881 Ocean Dr, Apt 22D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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