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881 Ocean Dr, Apt 21F, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 881 Ocean Dr, Apt 21F, Key Biscayne, FL 33149

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,875 sqft · built 1971
OwnerCompany Name on File
Last Sale$300,000 (Sep 1998)
Tax Bill$13,922 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2019 Mortgage
Flood ZoneZone AE (high risk)
APN24-5204-008-1550

Property Details

APN / Parcel Number

Primary APN24-5204-008-1550

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units471 Units
Building Area1,875 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCondo/Apartment

Location & Zoning

Street Address881 OCEAN DR, 21F
CityKEY BISCAYNE
StateFL
Zip33149-2637
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code4900
Legal DescriptionCASA DEL MAR CONDO UNIT 21-F 21ST FLOOR UNDIV .44035 % INT IN COMMON ELEMENTS CLERKS FILES 71R-154473 & 71R-192250 OR 18257-0128 0798 6
Legal Range42E
Legal Township55S
Legal Section04
Legal SubdivisionCASA DEL MAR CONDO
Legal Block2
Legal Lot Number21F
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group2
Census Block2000
Census Tract4607

Owner

881 Ocean Dr, Apt 21F is owned by a company that acquired it in May 2025.

Source: Miami-Dade County records, as of October 21, 2026

Owner of RecordCompany Name on File
Mailing Address7300 N KENDALL DR, 201, MIAMI, FL 33156-7840
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Balloon Mortgage
FENNARIO INVS LLC
Sep 19, 2019Deed of Trust, Mortgage
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1998 · Amount on File
Deed SaleSep 1, 1998 · Amount on File
Deed Book / Page18257 / 128
Last Transfer DateMay 29, 2025
Transfer Doc0000429382
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Recording DateMay 20, 2026
Property Address881 OCEAN DR, 21F, KEY BISCAYNE, FL 33149-2637
Document Number0000344060
Book / Page35311 / 2795
Instrument DateMay 11, 2026
Instrument2026344060
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address881 OCEAN DR, 21F, KEY BISCAYNE, FL 33149-2637

Mortgage

Document Number0000344060,
DateMay 20, 2026
Book Page35311/2795
Instrument2026344060
Lender
NameFENNARIO INVS LLC
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate TypeBalloon
Rate6.37%
Initial TypeBalloon
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address881 OCEAN DR APT 21F, 21F, KEY BISCAYNE, FL 33149-2637
Document Number0000628717
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address881 OCEAN DR #21F KEY BISCAYNE FL 331492637, 21F, KEY BISCAYNE, FL 33149-2637

Mortgage

Document Number0000628717
DateOct 8, 2019
Book Page031638/003079
Instrument628717
Lender
NameFINANCE OF AMERICA REVERSE
Address8023 E 63RD PL # 700, TULSA, OK 74133-1240
Agreement
AmountAmount on Record
Term1020 Months
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 881 Ocean Dr, Apt 21F was $13,922.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,922.00$929,441$1,510,215
2023$13,404.00 (+2.3%) Homeowner's exemption$876,939 (+3%)$1,438,300 (+2%)
2022$13,102.00 Homeowner's exemption$851,398$1,198,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 881 Ocean Dr, Apt 21F in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 25 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies353 units insured
incl. 328 condo units
Nearby Flood Claims89 (1982–2020)
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Andrew, Aug 1992 · 80 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 881 Ocean Dr, Apt 21F has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile.

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