Lorain County property record for 881 Oak St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 912 sqft Living Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2025) |
| Tax Bill | $1,691.00 (2025) |
Source: Lorain County records · APN 06-24-026-109-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 881 OAK ST, ELYRIA, OH 44035-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 08, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Jun 07, 2018 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2025 · Amount on Record |
| Deed Sale | Aug 07, 2025 · Amount on Record |
| Prior Sale | Mar 08, 2021 · Amount on Record |
| Deed Doc Number | 2025-0062717 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 881 OAK ST, ELYRIA, OH 44035-3227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210847208 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021-0847208 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 08, 2021 |
| Property Address | 881 OAK ST, ELYRIA, OH 44035-3227 |
| Document Number | 0000806196 |
| Map Reference | VOL 17 PG 44 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 2021-0806196 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 881 OAK ST, ELYRIA, OH 44035-3227 |
| Document Number | 0000806197 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0806197 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 07, 2018 |
| Property Address | 881 OAK ST, ELYRIA, OH 44035-3227 |
| Document Number | 0000675240 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 675240 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $298.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 881 OAK ST ELYRIA OH 440353227, ELYRIA, OH 44035-3227 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,691.00 | $35,910 (-) Land $7,630 Building $28,280 | $102,600 (-) Land $21,800 Building $80,800 |
| 2024 | $1,691.00 (+41.74%) | $35,910 (+63.84%) Land $7,630 Building $28,280 | $102,600 (+63.85%) Land $21,800 Building $80,800 |
| 2023 | $1,193.00 (+0.34%) | $21,918 (-0.01%) Land $4,113 Building $17,805 | $62,620 (-) Land $11,750 Building $50,870 |
| 2022 | $1,189.00 | $21,920 Land $4,110 Building $17,810 | |
| 2021 | $62,620 Land $11,750 Building $50,870 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-24-026-109-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 912 sqft Living Area |
| 1st Floor | 912 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 6,098 sqft (0.139 acres) |
| Depth X Width | 107 ft x 57 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 140 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 881 OAK ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3227 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD PK 1 56.50 X 107 |
| Legal Subdivision | OAKWOOD PARK SUBDIVISION #1 |
| Legal Tract | 24 |
| Legal Block | 109 |
| Legal Lot Number | 50 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 70400 |
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