881 Guinea Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Gilboa Town property record for 881 Guinea Rd, Middleburgh, NY 12122

Property Summary

Property Type	Rural Home
Details	6 bd · 2 ba · 2,412 sqft · built 1900
Lot Size	30.4 acres (1,324,224 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Apr 2021)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	Apr 2021 Sale Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`433400 162.-2-47`

Property Details

APN / Parcel Number

Primary APN	`433400 162.-2-47`
Alternative APNs	`340016200000020470000000` `475J189089`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	1,526 sqft
2nd Floor Area	886 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	1,324,224 sqft (30.4 acres)
Lot Width	937 ft Width
Porch	Slab
Porch Area	633 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	475J189089
Street Address	881 GUINEA RD
City	MIDDLEBURGH
State	NY
Zip	12122-3504
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	2
Legal Lot Number	47.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	GILBOA
Census Block Group	1
Census Block	1001
Census Tract	740800

Owner

Source: Schoharie County and Gilboa Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	465 SILVER HOLLOW RD, CHICHESTER, NY 12416-5126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer
Nov 30, 2017	Deed of Trust, Mortgage NBT BANK NA
Nov 30, 2017	Deed, Transfer NOT AVAILABLE, MICHAEL A WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	2021786843
Deed Book / Page	1135 / 147
Prior Transfer Date	Jul 24, 2006
Prior Transfer Doc	0000000816/000000011
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 20, 2021
Property Address	881 GUINEA RD, MIDDLEBURGH, NY 12122-3504
Document Number	001135/147
Book / Page	1135 / 147
Instrument Date	Apr 8, 2021
Instrument	786843
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 SILVER HOLLOW RD, CHICHESTER, NY 12416-5126

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	881 GUINEA RD, MIDDLEBURGH, NY 12122-3504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001782/0000000154
Date	Nov 30, 2017
Book Page	0000001782/0000000154
Instrument	000000728716

Lender

Name	NBT BANK NA

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2047

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Nov 30, 2017
Property Address	881 GUINEA RD, MIDDLEBURGH, NY 12122-3504
Document Number	0000001059/0000000134
Book / Page	0000001059 / 0000000134
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, MICHAEL A WEST

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 GUINEA RD, MIDDLEBURGH, NY 12122-3504

Tax Assessment & Valuation

Source: Schoharie County and Gilboa Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Gilboa Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,591.00 (+78.36%)	$4,200 (-) Land $1,400 Building $2,800	$272,727 (+6.49%) Land $90,909 Building $181,818
2023		$4,200 (-) Land $1,400 Building $2,800	$256,098 (+6.1%) Land $85,366 Building $170,732
2022		$4,200 Land $1,400 Building $2,800	$241,379 Land $80,460 Building $160,919
2021	$2,574.00 (-47.53%)
2020	$4,906.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

Cell Coverage

4G LTE only, no 5G reported

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