881 Flat Mountain Estates Rd, Highlands, NC 28741 Property Records

Macon County property record for 881 Flat Mountain Estates Rd, Highlands, NC 28741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1990
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (May 2017)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7531702055`

Property Details

APN / Parcel Number

Primary APN	`7531702055`
Alternative APNs	`0501477` `139731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,660 sqft Heated Area
1st Floor Area	1,660 sqft
Basement Area	830 sqft
Unfinished Basement	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	9 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	139731
Street Address	881 FLAT MOUNTAIN ESTATES RD
City	HIGHLANDS
State	NC
Zip	28741-8790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK E FLAT TOP MTN
Legal Subdivision	FLAT TOP MOUNTAIN
Legal Block	E
Legal Lot Number	10
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2058
Census Tract	970501

Owner

Source: Macon County records · APN 7531702055

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3975 BERLIN DR, SARASOTA, FL 34233-2158
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2017 · Amount on Record
Deed Sale	May 03, 2017 · Amount on Record
Deed Document Number	20172829
Deed Book / Page	37 / 1958
Prior Transfer Date	Feb 12, 2013
Prior Transfer Doc	0000001171
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 03, 2017
Property Address	881 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8790
Document Number	X37/1958
Book / Page	X-37 / 1958
Instrument Date	May 01, 2017
Instrument	2017002829
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2068, HIGHLANDS, NC 28741-2068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 BERLIN DR, SARASOTA, FL 34233-2158

Mortgage

Document Number	X37/1962
Date	May 03, 2017
Book Page	X-37/1962

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$776,090 (-) Land $259,350 Building $516,740	$776,090 (-) Land $259,350 Building $516,740
2025	$2,363.00 (+0.51%)
2023	$2,351.00	$776,090 Land $259,350 Building $516,740	$776,090 Land $259,350 Building $516,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 70% of North Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.