Somerset County property record for 881 E Main St, Somerset, PA 15501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,332 sqft · built 1958 |
| Lot Size | 0.857 acres (37,331 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Sep 2022) |
| Tax Bill | $4,733 (2026) |
| Deeds & Mortgages | Oct 2023 Sale Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S41-042-014-000 |
| Primary APN | S41-042-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,332 sqft Living Area |
| 1st Floor Area | 1,681 sqft |
| Basement Area | 651 sqft |
| Finished Basement | 651 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Roof Material | Asbestos |
| Lot Area | 37,331 sqft (0.857 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 410014940 |
|---|---|
| Street Address | 881 E MAIN ST |
| City | SOMERSET |
| State | PA |
| Zip | 15501-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 8 & 0.536 A BNG .857 A 1 STY ST HO ATT GRG |
| Legal Subdivision | JENNIE SHOEMAKER GOUGHENOUR PLAN OF LOTS |
| Legal Lot Number | 7-8 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SOMERSET |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 21100 |
881 E Main St is owned and occupied by two individuals who bought it in September 2022.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 881 E MAIN ST, SOMERSET, PA 15501-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed, Transfer |
| Oct 3, 2023 | Deed, Transfer |
| Sep 26, 2022 | Deed, Transfer · Conventional Mortgage SOMERSET TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on File |
| Deed Sale | Sep 26, 2022 · Amount on File |
| Prior Sale | Aug 2, 2021 · Amount on File |
| Deed Document Number | 20227773 |
| Deed Book / Page | 2982 / 297 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Oct 3, 2023 |
| Property Address | 881 E MAIN ST, SOMERSET, PA 15501-2154 |
| Document Number | 0003040/46 |
| Book / Page | 3040 / 46 |
| Map Reference | VOL 3 PG 95 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023006688 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1687 SALCO RD, BERLIN, PA 15530-6019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 881 E MAIN ST, SOMERSET, PA 15501-2154 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Oct 3, 2023 |
| Property Address | 881 E MAIN ST, SOMERSET, PA 15501-2154 |
| Document Number | 0003040/46 |
| Book / Page | 3040 / 46 |
| Map Reference | VOL 3 PG 95 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023006688 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1687 SALCO RD, BERLIN, PA 15530-6019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 881 E MAIN ST, SOMERSET, PA 15501-2154 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Sep 26, 2022 |
| Property Address | 881 E MAIN ST, SOMERSET, PA 15501-2154 |
| Document Number | 002982/297 |
| Book / Page | 2982 / 297 |
| Map Reference | VOL 3 PG 95 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022007773 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | STC SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 11192, SOMERSET, PA 15501 |
| Investor | Possibly a Property Investor |
| Document Number | 2022007774 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022007774 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Jun 21, 2047 |
The 2026 property tax bill for 881 E Main St was $4,733 with a homeowner's exemption.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| Municipality | Somerset Borough |
| Unified School District | Somerset Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,733.00 Homeowner's exemption | $57,820 | |
| 2024 | $4,600.00 (+2.24%) | $57,820 (-) | |
| 2023 | $4,499.00 | $57,820 | |
| 1998 | $115,640 Land $25,180 Building $90,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 881 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 881 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042 |
|---|---|
| Water Source | Purchased surface water from SOMERSET CNTY QUEMAHONING SYST |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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