881 E Main St, Ashland, OR 97520 Property Records

Jackson County property record for 881 E Main St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 868 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$320,650 (Mar 2015)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`391E09AD8800`

Property Details

APN / Parcel Number

Primary APN	`391E09AD8800`
Alternative APNs	`391E09AD08800` `10063011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	868 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	868 sqft
Attic	Attic
Attic Area	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1991
Roof Material	Other
Lot Area	5,663 sqft (0.13 acres)

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	96 sqft
Deck Area	98 sqft
Patio Area	196 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	881 E MAIN ST
City	ASHLAND
State	OR
Zip	97520-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	1
Legal Subdivision	RAILROAD ADD
Legal Block	1
Legal Lot Number	22-24
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1039
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Siskiyou-Hargandine Historic District listed 2002 · 274 contributing resources · NRIS 02001008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 HARBOUR DR, HALF MOON BAY, CA 94019-4239
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2015 · Amount on Record
Deed Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	20157227
Last Transfer Date	Dec 22, 2020
Transfer Doc	0000050295
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 31, 2020
Property Address	881 E MAIN ST, ASHLAND, OR 97520-2118
Document Number	0000050295
Instrument Date	Dec 22, 2020
Instrument	50295
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HARBOUR DR HALF MOON BAY CA 940194239, HALF MOON BAY, CA 94019-4239

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Dec 23, 2020
Property Address	881 E MAIN ST, ASHLAND, OR 97520-2118
Document Number	0000049238
Instrument Date	Dec 21, 2020
Instrument	2020-049238
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 HARBOUR DR, HALF MOON BAY, CA 94019-4239

Mortgage

Document Number	0000049239
Date	Dec 23, 2020
Instrument	2020-049239

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 6, 2018
Property Address	881 E MAIN ST, ASHLAND, OR 97520-2118
Document Number	0000024564
Instrument Date	Jul 26, 2018
Instrument	24564
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	112 HARBOUR DR HALF MOON BAY CA 940194239, HALF MOON BAY, CA 94019-4239

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	881 E MAIN ST, ASHLAND, OR 97520-2118
Document Number	0000038838
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	112 HARBOUR DR HALF MOON BAY CA 940194239, HALF MOON BAY, CA 94019-4239

Mortgage

Document Number	0000038838
Date	Nov 15, 2017
Instrument	38838

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 14, 2037

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,700 (+3%)	$534,630 (+14.66%) Land $240,730 Building $293,900
2025	$2,470.00 (+2.15%)	$156,020 (+3%) Land $87,650 Building $68,370	$466,270 (+34.59%) Land $214,000 Building $252,270
2024	$2,418.00 (+3.33%)	$151,480 (+3%) Land $85,100 Building $66,380	$346,450 (-23.15%) Land $208,000 Building $138,450
2023	$2,340.00 (+3.31%)	$147,070 (+3%) Land $82,620 Building $64,450	$450,800 (-12.35%) Land $373,860 Building $76,940
2022	$2,265.00	$142,790 Land $80,220 Building $62,570	$514,310 Land $374,980 Building $139,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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