881 Creekside Ln, Ridgeway, SC 29130 Property Records

Fairfield County property record for 881 Creekside Ln, Ridgeway, SC 29130

Property Summary

Property Type	Rural Home
Details	2,834 sqft · built 2016
Lot Size	6.33 acres (275,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,000 (Jul 2013)
Tax Bill	$1,494 (2024)
Deeds & Mortgages	Aug 2023 Transfer Sep 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201-00-01-128-000`

Property Details

APN / Parcel Number

Primary APN	`201-00-01-128-000`
Alternative APN	`17243`

Interior

Stories	1 Story
Building Area	2,834 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	2,834 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	275,735 sqft (6.33 acres)
Garage Area	874 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	368 sqft

Location & Zoning

Account Number	17243
Street Address	881 CREEKSIDE LN
City	RIDGEWAY
State	SC
Zip	29130-7435
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD-1
Legal Description	881 CREEKSIDE LANE LOT #16 CRS CREEKSIDE PLAT: 605 - 1236
Legal Subdivision	CREEKSIDE
Legal Lot Number	16
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1005
Census Tract	960301

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	881 CREEKSIDE LN, RIDGEWAY, SC 29130-7435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Intrafamily Transfer, Transfer
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
May 23, 2018	Deed of Trust, Mortgage FIRST CITIZEN B&T CO
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2013 · Amount on Record
Deed Sale	Jul 1, 2013 · Amount on Record
Prior Sale	Sep 17, 2007 · Amount on Record
Deed Book / Page	1119 / 292
Last Transfer Date	Aug 25, 2023
Transfer Doc	0000001949
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD SC
Recording Date	Aug 31, 2023
Property Address	881 CREEKSIDE LN, RIDGEWAY, SC 29130-7435
Document Number	0000001949
Book / Page	1591 / 253
Map Reference	SL 605 PG 1236
Instrument Date	Aug 25, 2023
Instrument	202300001949
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	881 CREEKSIDE LN, RIDGEWAY, SC 29130-7435

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	881 CREEKSIDE LN, RIDGEWAY, SC 29130-7435
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002319
Date	Sep 13, 2017
Book Page	1293/235
Instrument	201700002319

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	881 CREEKSIDE LN, RIDGEWAY, SC 29130-7435
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001189
Date	May 23, 2018
Book Page	0000001323/0000000163
Instrument	201800001189

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	881 CREEKSIDE LN, RIDGEWAY, SC 29130-7435
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000143
Date	Jan 21, 2020
Book Page	1395/242
Instrument	202000000143

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 9, 2045

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	881 CREEKSIDE LN, RIDGEWAY, SC 29130-7435
Document Number	0000001853
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 CREEKSIDE LN RIDGEWAY SC 291307435, RIDGEWAY, SC 29130-7435

Mortgage

Document Number	0000001853
Date	Aug 25, 2020
Book Page	001424/000034
Instrument	1853

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,439 (+50.2%) Land $427 Building $15,012	$429,100 (+42.99%) Land $53,800 Building $375,300
2024	$1,494.00 (-3.55%)	$10,279 (-1.04%) Land $427 Building $9,852	$300,100 (-0.89%) Land $53,800 Building $246,300
2023	$1,549.00 (+8.02%)	$10,387 (-1.1%) Land $427 Building $9,960	$302,800 (-0.95%) Land $53,800 Building $249,000
2022	$1,434.00	$10,503 Land $427 Building $10,076	$305,700 Land $53,800 Building $251,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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