881 Cedar Rdg Dr, Stanford, KY 40484 Property Records

Lincoln County property record for 881 Cedar Rdg Dr, Stanford, KY 40484

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.5 ba · 1,264 sqft · built 2020
Lot Size	1.6 acres (69,740 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Aug 2020)
Tax Bill	$1,211 (2025)
Deeds & Mortgages	Aug 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`081-01-06-003.00`

Property Details

APN / Parcel Number

Primary APN	`081-01-06-003.00`
Alternative APN	`73-007-08A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	69,740 sqft (1.6 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	881 CEDAR RIDGE DR
City	STANFORD
State	KY
Zip	40484-7548
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH & TR 8A (1.601 AC) & STB
Legal Tract	8A
Jurisdiction	LINCOLN KY
Township / Civil Division	CRAB ORCHARD
Census Block Group	1
Census Block	1029
Census Tract	920400

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	881 CEDAR RIDGE DR, STANFORD, KY 40484-7548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	2020463278
Deed Book / Page	455 / 81
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN KY
Recording Date	Aug 24, 2020
Property Address	881 CEDAR RIDGE DR, STANFORD, KY 40484-7548
Document Number	DEED455/81
Book / Page	DEED 455 / 81
Map Reference	MB 284 PG 31
Instrument Date	Aug 12, 2020
Instrument	463278
Transaction Type	Construction Loan
Record Updated	Nov 25, 2021
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 DANVILLE ST, 209, LANCASTER, KY 40444-1028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 CEDAR RIDGE DR, STANFORD, KY 40484-7548

Mortgage

Document Number	463279
Date	Aug 24, 2020
Instrument	463279

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	279 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00 (-4.27%)	$123,300 (-) Land $20,000 Building $103,300	$123,300 (-) Land $20,000 Building $103,300
2024	$1,265.00
2023		$123,300 Land $122,800 Building $500	$123,300 Land $122,800 Building $500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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