881 2nd St, #883, Troy, MO 63379 Property Records

Lincoln County property record for 881 2nd St, #883, Troy, MO 63379

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,350 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$228,800 (Jul 2017)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-034-004.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-034-004.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,350 sqft Living Area
Basement Area	2,350 sqft
Unfinished Basement	2,350 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	881 2ND ST, 883
City	TROY
State	MO
Zip	63379-1733
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 122 ORIGINAL TOWN OF TROY
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	TROY
Legal Lot Number	122
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3034
Census Tract	810305

Owner

881 2nd St, #883 is owned by an individual who bought it in July 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	463 BLUFF DR, TROY, MO 63379-2008
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jul 21, 2017	Quit Claim Deed, Transfer · Line of Credit BANK OF OLD MONROE
Mar 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Deed Document Number	20176805
Deed Book / Page	2413 / 344
Prior Transfer Date	Jul 17, 2017
Prior Transfer Doc	2413/0344
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	881 2ND ST # 883, 883, TROY, MO 63379-1733
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002475/403
Date	Feb 1, 2022
Book Page	2475/403
Instrument	2022001119

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2042

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	881 2ND ST # 883, 883, TROY, MO 63379-1733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2419/0005
Date	Jan 12, 2018
Book Page	2419/0005
Instrument	2018000349

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 21, 2017
Property Address	881 2ND ST # 883, 883, TROY, MO 63379-1733
Document Number	2413/0344
Book / Page	2413 / 0344
Instrument Date	Jul 17, 2017
Instrument	2017006805
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 BLUFF DR, TROY, MO 63379-2008

Mortgage

Document Number	2017006806
Date	Jul 21, 2017
Instrument	2017006806

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 23, 2017
Property Address	881 2ND ST # 883, 883, TROY, MO 63379-1733
Document Number	2408/0992
Book / Page	2408 / 0992
Instrument Date	Mar 23, 2017
Instrument	2017002417
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 OAKBLUFF CT, 533, TROY, MO 63379-2046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 BLUFF DR, TROY, MO 63379-2008

Tax Assessment & Valuation

The 2025 property tax bill for 881 2nd St, #883 was $2,836.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,149 (-) Land $2,422 Building $42,727
2025	$2,836.00	$45,149 Land $2,422 Building $42,727	$237,630 Land $12,750 Building $224,880
2023	$2,616.00 (+6.38%)	$41,129 Land $1,615 Building $39,514	$216,470 Land $8,500 Building $207,970
2022	$2,459.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 881 2nd St, #883 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 881 2nd St, #883 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.

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