88097 Lake Point Dr, Florence, OR 97439 Property Records

Lane County property record for 88097 Lake Point Dr, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,472 sqft · built 2017
Lot Size0.36 acres (15,681 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (Nov 2019)
Tax Bill$4,335 (2025)
Deeds & MortgagesNov 2019 Sale
Aug 2018 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-12-10-10-07200-000

Property Details

APN / Parcel Number

Primary APN18-12-10-10-07200-000
Alternative APNs
  • 1812101007200
  • 1829322

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,472 sqft Living Area
Gross Area3,112 sqft
1st Floor Area2,070 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialComposition Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,681 sqft (0.36 acres)
Garage TypeAttached
Garage Area640 sqft
DrivewayDriveway
Driveway Area1,120 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number1829322
Street Address88097 LAKE POINT DR
CityFLORENCE
StateOR
Zip97439-8497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionSUBDIVISION PLAT THE RESERVE AT HECETA LAKE PHASE 2 LOT 70 TL 07200
Legal Range12
Legal Township18
Legal Section10
Legal SubdivisionTHE RESERVE AT HECETA LAKE PHASE 2
Legal Lot Number70
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1004
Census Tract706

Owner

Source: Lane County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 264, COOS BAY, OR 97420-0028
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE
Aug 17, 2018Trustee's Deed, Construction Loan · Construction Mortgage
NELSON BRUCE LIVING TRUST (RT)
Jul 17, 2017Deed of Trust, Mortgage
ANDREW O'BRIEN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Prior SaleAug 31, 2015 · Amount on Record
Deed Document Number201952230
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateNov 15, 2019
Property Address88097 LAKE POINT DR, FLORENCE, OR 97439-8497
Document Number0000052230
Instrument DateNov 13, 2019
Instrument52230
Transaction TypeTransfer
Record UpdatedNov 29, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$540.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address88097 LAKE POINT DR FLORENCE OR 974398497, FLORENCE, OR 97439-8497

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLANE OR
Recording DateAug 17, 2018
Property Address88097 LAKE POINT DR, FLORENCE, OR 97439-8497
Instrument DateAug 16, 2018
Instrument38554
Transaction TypeConstruction Loan
Record UpdatedAug 29, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address88097 LAKE POINT DR FLORENCE OR 974398497, FLORENCE, OR 97439-8497

Mortgage

Document Number0000038554
DateAug 17, 2018
Instrument38554
Lender
NameNELSON BRUCE LIVING TRUST (RT)
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 16, 2019

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address88097 LAKE POINT DR, FLORENCE, OR 97439-8497
Document Number0000035095
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedJul 21, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address88097 LAKE POINT DR FLORENCE OR 974398497, FLORENCE, OR 97439-8497

Mortgage

Document Number0000035095
DateJul 18, 2017
Instrument35095
Lender
NameANDREW O'BRIEN
AddressBEAVERTON, OR 97006
Agreement
AmountAmount Recorded
Term24 Months
DueJul 17, 2019

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,335.00 (+6.07%)$394,778 (+6.09%)$710,378 (-6.56%) Land $77,694 Building $632,684
2023$4,087.00 (+4.47%)$372,117 (+3%)$760,283 (+14.02%) Land $66,715 Building $693,568
2022$3,912.00$361,279$666,785 Land $64,182 Building $602,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies107 units insured
incl. 88 condo units
Nearby Flood Claims2 (1983–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 9,561 people · EPA ID OR4100299
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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