8809 W Lakeside Dr, Sioux Falls, SD 57107 Property Records

Minnehaha County property record for 8809 W Lakeside Dr, Sioux Falls, SD 57107

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,654 sqft · built 2017
Lot Size	0.278 acres (12,131 sqft)
Owner	2 Trust Names on Record
Tax Bill	$7,938 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-16-471-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-16-471-006-000`
Alternative APN	`87886`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,654 sqft Finished Area
Basement Area	1,624 sqft
Finished Basement	1,323 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,131 sqft (0.278 acres)
Garage Type	Attached
Garage Area	1,082 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	87886
Street Address	8809 W LAKESIDE DR
City	SIOUX FALLS
State	SD
Zip	57107-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS;RESID S
Legal Description	LOT 6 BLOCK 5 CHERRY LAKE RESERVE ADDN TO THE CITY OF SIOUX FALLS
Legal Subdivision	CHERRY LAKE RESERVE ADDN
Legal Block	5
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1104
Census Tract	10406

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	8809 W LAKESIDE DR, SIOUX FALLS, SD 57107-3044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit US NATIONAL BANK
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8809 W LAKESIDE DR, SIOUX FALLS, SD 57107-3044
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1905MTG/800
Date	Nov 19, 2020
Book Page	1905 MTG/800

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8809 W LAKESIDE DR, SIOUX FALLS, SD 57107-3044
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8809 W LAKESIDE DR, SIOUX FALLS, SD 57107-3044
Investor	Possibly a Property Investor

Mortgage

Document Number	1930MTG/623
Date	Aug 10, 2021
Book Page	1930 MTG/623

Lender

Name	US NATIONAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	8809 W LAKESIDE DR, SIOUX FALLS, SD 57107-3044
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001977/14
Date	Nov 21, 2023
Book Page	1977/14

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2053

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,763 (+2.4%) Land $63,889 Building $505,874	$569,763 Land $63,889 Building $505,874
2025	$7,938.00	$556,400 (-3.82%) Land $64,600 Building $491,800
2024	$7,938.00 (+6.12%)	$578,500 (+23.66%) Land $64,600 Building $513,900
2022	$7,480.00	$467,800 Land $64,600 Building $403,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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