8809 Roseton Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 8809 Roseton Ln, Charlotte, NC 28277

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,415 sqft · built 1996
Lot Size	0.039 acres (1,728 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Apr 2020)
Tax Bill	$2,849 (2023)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-285-03`

Property Details

APN / Parcel Number

Primary APN	`223-285-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,415 sqft Heated Area
Gross Area	1,690 sqft
1st Floor Area	645 sqft
Upper Floors Area	770 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	1,728 sqft (0.039 acres)
Garage Area	220 sqft
Porch	Porch
Porch Area	55 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	223-285-03
Street Address	8809 ROSETON LN
City	CHARLOTTE
State	NC
Zip	28277-2229
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-12MF(CD)
Legal Description	L803 BLD8 M27-928
Legal Subdivision	SOUTHGATE COMMONS
Legal Lot Number	803,D8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	5859

Owner

8809 Roseton Ln, a townhouse, is owned and occupied by two individuals who bought it in April 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	8809 ROSETON LN, CHARLOTTE, NC 28277-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 6, 2018	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Prior Sale	Aug 6, 2018 · Amount on File
Deed Document Number	0034436371
Deed Book / Page	34436 / 371
Record Updated	Jun 7, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 2, 2020
Property Address	8809 ROSETON LN, CHARLOTTE, NC 28277-2229
Document Number	0000046955
Book / Page	034436 / 000371
Instrument Date	Apr 2, 2020
Instrument	46955
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8809 ROSETON LN CHARLOTTE NC 282772229, CHARLOTTE, NC 28277-2229

Mortgage

Document Number	46956
Date	Apr 2, 2020
Book Page	034436/000373
Instrument	46956

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 6, 2018
Property Address	8809 ROSETON LN, CHARLOTTE, NC 28277-2229
Document Number	0000099126
Book / Page	32886 / 164
Map Reference	MB27 PG928
Instrument Date	Jul 27, 2018
Instrument	2018099126
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8809 ROSETON LN, CHARLOTTE, NC 28277-2229

Mortgage

Document Number	0000099127
Date	Aug 6, 2018
Instrument	2018099127

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 8809 Roseton Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8809 Roseton Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Windstream.

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