8809 Lewis Rd, Berlin, MD 21811 Property Records

Worcester County property record for 8809 Lewis Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft · built 2022
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Jun 2011)
Tax Bill	$2,087 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`10-018765`

Property Details

APN / Parcel Number

Primary APN	`10-018765`
Alternative APN	`018765`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Porch	Slab
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018765
Street Address	8809 LEWIS RD
City	BERLIN
State	MD
Zip	21811-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	119.36' X 189.34' X 114.19' X 137.53' W SIDE LEWIS RD
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	1
Census Block	1063
Census Tract	951700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8809 LEWIS RD, BERLIN, MD 21811-2531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Dec 8, 2021	Intrafamily Transfer, Transfer OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2011 · Amount on Record
Deed Sale	Jun 24, 2011 · Amount on Record
Prior Sale	Jun 24, 2011 · Amount on Record
Deed Document Number	20115706/0164
Deed Book / Page	5706 / 164
Last Transfer Date	Dec 6, 2021
Transfer Doc	0082540261
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8809 LEWIS RD, BERLIN, MD 21811-2531
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	OCEAN INVESTMENTS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082560415
Date	Dec 10, 2021
Book Page	8256/415

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	371 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Margin	3

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Dec 8, 2021
Property Address	8809 LEWIS RD, BERLIN, MD 21811-2531
Document Number	0082540261
Book / Page	8254 / 261
Map Reference	LB 6158 FO 378
Instrument Date	Dec 6, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8809 LEWIS RD, BERLIN, MD 21811-2531

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,087.00 (+11.19%)	$214,233 (+10.94%)	$256,500 (+32.83%) Land $100,800 Building $155,700
2025	$1,877.00 (+14.94%)	$193,100 (+13.12%) Land $31,800 Building $161,300	$193,100 (-) Land $31,800 Building $161,300
2023	$1,633.00	$170,700	$193,100 Land $31,800 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lewis Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures