Cherokee County property record for 8809 Hwy 294, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,724 sqft · built 1988 |
| Lot Size | 4.07 acres (177,289 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,500 (Oct 2002) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 453300379917000 |
| Primary APN | 453300379917000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,724 sqft Heated Area |
| Gross Area | 4,488 sqft |
| 1st Floor Area | 1,724 sqft |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 177,289 sqft (4.07 acres) |
| Lot Width | 58 ft Width |
| Garage Type | Carport |
| Garage Area | 728 sqft |
| Carport | Carport |
| Carport Area | 728 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 444 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 6302 |
|---|---|
| Street Address | 8809 HIGHWAY 294 |
| City | MURPHY |
| State | NC |
| Zip | 28906-1960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR IMESON 1412/736 G/284 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930606 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8809 HIGHWAY 294, MURPHY, NC 28906-1960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2002 · Amount on Record |
| Deed Sale | Oct 1, 2002 · Amount on Record |
| Deed Book / Page | 1002 / 278 |
| Last Transfer Date | Jan 28, 2009 |
| Transfer Doc | 1347/0274 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 8809 HIGHWAY 294, MURPHY, NC 28906-1960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01616/1070 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 01616/1070 |
| Instrument | 02891 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2034 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,220.00 | $302,850 (+13.8%) | $302,850 (+13.8%) Land $25,850 Building $277,000 |
| 2023 | $266,120 | $266,120 Land $17,090 Building $249,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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