Franklin County property record for 8809 Gap Rd, Waynesboro, PA 17268
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,522 sqft · built 1989 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jan 2016) |
| Tax Bill | $4,278 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-L18-143 |
| Primary APN | 19-L18-143 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 1,522 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Electric |
|---|
| Street Address | 8809 GAP RD |
|---|---|
| City | WAYNESBORO |
| State | PA |
| Zip | 17268-9257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 |
| Legal Subdivision | MOUNTAIN FARM SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | QUINCY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 12001 |
8809 Gap Rd is owned and occupied by an individual who bought it in January 2016.
Source: Franklin County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8809 GAP RD, WAYNESBORO, PA 17268-9257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2016 · Amount on File |
| Deed Sale | Jan 6, 2016 · Amount on File |
| Deed Document Number | 2016251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 8809 GAP RD, WAYNESBORO, PA 17268-9257 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 8809 GAP RD, WAYNESBORO, PA 17268-9257 |
| Document Number | 0000018796 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 202518796 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 8809 GAP RD, WAYNESBORO, PA 17268-9257 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8809 GAP RD, WAYNESBORO, PA 17268-9257 |
| Document Number | 0000006683 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 202306683 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 8809 GAP RD, WAYNESBORO, PA 17268-9257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000025232 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 202025232 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
The 2026 property tax bill for 8809 Gap Rd was $4,278, up 2.1% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Quincy Township |
| Unified School District | Waynesboro Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,278.00 (+2.08%) | $28,730 Land $2,180 Building $26,550 | |
| 2025 | $4,191.00 (+3.18%) | ||
| 2024 | $4,062.00 | $28,730 Land $2,180 Building $26,550 | |
| $28,730 Land $2,180 Building $26,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8809 Gap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8809 Gap Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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