8809 Deer Trail Rd, Spring Grove, IL 60081 Property Records

McHenry County property record for 8809 Deer Trail Rd, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,512 sqft · built 1989
Lot Size0.59 acres (25,700 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (May 2021)
Tax Bill$5,869 (2024)
Deeds & MortgagesMar 2018 Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-24-151-015

Property Details

APN / Parcel Number

Primary APN04-24-151-015

Interior

Bedrooms3 Beds
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area2,018 sqft
1st Floor Area1,456 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Lot Area25,700 sqft (0.59 acres)
Garage TypeAttached
Garage Area506 sqft
Deck Area345 sqft

Location & Zoning

Street Address8809 DEER TRAIL RD
CitySPRING GROVE
StateIL
Zip60081-8751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0024283 LT 21 OAK VALLEY HILLS UNIT 1
Legal SubdivisionOAK VALLEY HILLS
Legal Block151
Legal Lot Number21
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3017
Census Tract870104

Owner

Source: McHenry County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8809 DEER TRAIL RD, SPRING GROVE, IL 60081-8751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
May 4, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2021 · Amount on Record
Deed SaleMay 4, 2021 · Amount on Record
Prior SaleFeb 1, 2016 · Amount on Record
Deed Document Number202124283
Prior Transfer DateApr 8, 2015
Prior Transfer Doc0000012910
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address8809 DEER TRAIL RD, SPRING GROVE, IL 60081-8751
Transaction TypeMortgage
Record UpdatedMay 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010105
DateMar 30, 2018
Instrument2018R0010105
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2033

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address8809 DEER TRAIL RD, SPRING GROVE, IL 60081-8751
Transaction TypeMortgage
Record UpdatedMay 14, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002642
DateJan 14, 2021
Instrument2021R0002642
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueAug 1, 2035
Interest
Rate TypeFixed Rate
Rate3%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 4, 2021
Property Address8809 DEER TRAIL RD, SPRING GROVE, IL 60081-8751
Document Number0000024283
Map ReferenceDOC 767431
Instrument DateApr 29, 2021
Instrument2021R0024283
Transaction TypeTransfer
Record UpdatedMay 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18809 DEER TRAIL ROAD, 18809, SPRING GROVE, IL

Transferred To (Grantee/Buyer)

NameVerified Name
Address18809 DEER TRAIL ROAD, SPRING GROVE, IL 60081

Mortgage

Document Number0000024284
DateMay 4, 2021
Instrument2021R0024284
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionRichmond Township
MunicipalitySpring Grove Village
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,869.00$84,746 (+18.13%) Land $16,091 Building $68,655$254,238 (+18.13%) Land $48,273 Building $205,965
2022Homeowner's exemption$71,737 Land $13,621 Building $58,116$215,211 Land $40,863 Building $174,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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