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8809 Cree Ct, Youngstown, FL 32466 Property Records

Bay County property record for 8809 Cree Ct, Youngstown, FL 32466 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,652 sqft · built 1998
Lot Size0.627 acres (27,312 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jul 2021)
Tax Bill$2,054 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05291-109-000

Property Details

APN / Parcel Number

Primary APN05291-109-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,652 sqft Living Area
Gross Area2,052 sqft
1st Floor Area1,652 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area27,312 sqft (0.627 acres)
Lot Dimensions198 ft deep x 138 ft wide
Garage TypeAttached
Garage Area400 sqft
DrivewayDriveway
Driveway Area768 sqft
PorchScreened/Unfinished Porch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8809 CREE CT
CityYOUNGSTOWN
StateFL
Zip32466-2658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN CREEK VILLAGE PHASE I LOT 9 ORB 4439 P 384 126A
Legal Range13W
Legal Township02S
Legal Section17
Legal SubdivisionINDIAN CREEK VILLAGE
Legal Phase1
Legal Lot Number9
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2027
Census Tract402

Owner

Source: Bay County records · APN 05291-109-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8809 CREE CT, YOUNGSTOWN, FL 32466-2658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2021 · Amount on Record
Deed SaleJul 27, 2021 · Amount on Record
Deed Document Number202157311
Deed Book / Page4439 / 384
Prior Transfer DateMar 13, 2013
Prior Transfer Doc0035441563
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 27, 2021
Property Address8809 CREE CT, YOUNGSTOWN, FL 32466-2658
Document Number0044390384
Book / Page4439 / 384
Map ReferenceMB 16 PG 41
Instrument DateJul 26, 2021
Instrument2021057311
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address807 IOWA AVE, 807, LYNN HAVEN, FL 32444-1944

Transferred To (Grantee/Buyer)

NameVerified Name
Address8809 CREE CT, YOUNGSTOWN, FL 32466-2658

Mortgage

Document Number4439386
DateJul 27, 2021
Instrument4439/386
Lender
NamePANHANDLE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,054.00 (+1.53%) Homeowner's exemption$205,698 (+5.99%)$222,042 (+7.09%) Land $40,390 Building $181,652
2024$2,023.00 (+2.12%)
2023$1,981.00 (+11.61%) Homeowner's exemption$194,079 (+3%)$207,339 (+10.04%) Land $33,086 Building $174,253
2022$1,775.00 Homeowner's exemption$188,426 Land $29,062 Building $159,364$188,426 Land $29,062 Building $159,364

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 93 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims10 (2018–2021)
Claims Outside the SFHA5 of 10
Most Recent ClaimAug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm
  • Hurricane Sally, Sep 2020 · 4 claims
  • Hurricane Michael, Oct 2018 · 5 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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