8809 Citadel Ter, Sturtevant, WI 53177 Property Records

Racine County property record for 8809 Citadel Ter, Sturtevant, WI 53177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,934 sqft · built 2005
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (May 2026)
Tax Bill	$9,551 (2025)
Deeds & Mortgages	Jul 2025 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181 032227312255`

Property Details

APN / Parcel Number

Primary APN	`181 032227312255`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,934 sqft Living Area
1st Floor Area	895 sqft
2nd Floor Area	1,144 sqft
Basement Area	895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,934 sqft (0.251 acres)

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	8809 CITADEL TER
City	STURTEVANT
State	WI
Zip	53177-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	PT SW1/4 MAJESTIC HILLS III LOT 255 FROM 181032227038000 181032227039000 181032227040000 IN 03 FOR 04 ROLL
Legal Range	22E
Legal Township	03N
Legal Section	27
Legal Subdivision	MAJESTIC HILLS III
Legal Lot Number	255
Jurisdiction	RACINE WI
Township / Civil Division	STURTEVANT
Census Block Group	4
Census Block	4024
Census Tract	1702

Owner

Source: Racine County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 12, 2026	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 29, 2021	Re-recorded Document
Jul 16, 2018	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	20262727588
Prior Transfer Date	Jul 27, 2021
Prior Transfer Doc	0002600378
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002705423
Date	Jul 17, 2025
Instrument	2705423

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	May 12, 2026
Property Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930
Document Number	0002727588
Instrument Date	May 8, 2026
Instrument	20262727588
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	PRISM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930

Mortgage

Document Number	0002727588,
Date	May 12, 2026
Instrument	20262727588

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002570935
Date	Nov 9, 2020
Instrument	2570935

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	RACINE WI
Recording Date	Jul 29, 2021
Property Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930
Document Number	0002600378
Instrument Date	Jul 27, 2021
Instrument	2600378
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Jul 16, 2018
Property Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930
Document Number	0002498650
Instrument Date	Jul 2, 2018
Instrument	2498650
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8809 CITADEL TER, STURTEVANT, WI 53177-2930

Mortgage

Document Number	0002498651
Date	Jul 16, 2018
Instrument	2498651

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Sturtevant Village
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,551.00 (+28.25%) Homeowner's exemption	$531,400 (+40.03%) Land $87,900 Building $443,500	$548,134 (+28.06%) Land $90,668 Building $457,466
2023	$7,447.00 (+10.8%) Homeowner's exemption	$379,500 (-) Land $67,200 Building $312,300	$428,025 (-) Land $75,792 Building $352,233
2022	$6,721.00 Homeowner's exemption	$379,500 Land $67,200 Building $312,300	$428,025 Land $75,792 Building $352,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RACINE WATERWORKS serves 105,100 people · EPA ID WI2520062
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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