8809 Cardinal Ct, Laurel, MD 20723 Property Records

Howard County property record for 8809 Cardinal Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,034 sqft · built 1985
Lot Size	0.321 acres (13,982 sqft)
Owner	2 Individual Names on File
Last Sale	$159,800 (Jun 1985)
Tax Bill	$9,830 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-485057`

Property Details

APN / Parcel Number

Primary APN	`06-485057`
Alternative APNs	`6485057` `485057`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,034 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,982 sqft (0.321 acres)
Garage Type	Built-in
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	304 sqft
Deck Area	180 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	485057
Street Address	8809 CARDINAL CT
City	LAUREL
State	MD
Zip	20723-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 56 .321 A 8809 CARDINAL CT CARDINAL FOREST S 1 AR 5
Legal Subdivision	CARDINAL FOREST SEC 01 AR 05
Legal Lot Number	56
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606805

Owner

Source: Howard County records · APN 06-485057

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8809 CARDINAL CT, LAUREL, MD 20723-1241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 1985 · Amount on Record
Deed Sale	Jun 28, 1985 · Amount on Record
Prior Sale	Mar 04, 1985 · Amount on Record
Deed Book / Page	1363 / 226
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,667 (+7.71%)	$833,000 (+23.13%) Land $361,400 Building $471,600
2025	$9,830.00 (+51.67%) Homeowner's exemption	$676,500 (+11.04%) Land $246,400 Building $430,100	$676,500 (-) Land $246,400 Building $430,100
2023		$609,233	$676,500 Land $246,400 Building $430,100
2022	$6,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 207 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.