8808 Wheat Dr, Troy, IL 62294 Property Records

Madison County property record for 8808 Wheat Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,244 sqft · built 2016
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$368,000 (Aug 2019)
Tax Bill$10,814 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2021 Mortgage
+ 1 more
APN09-2-22-14-10-101-026

Property Details

APN / Parcel Number

Primary APN09-2-22-14-10-101-026

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,244 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8808 WHEAT DR
CityTROY
StateIL
Zip62294-2272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW WOOD SUBDIVISION PHASE 2 LOT 18 90 X 125 IRREGULAR
Legal SubdivisionSHADOW WOOD SUBD
Legal Phase2
Legal Lot Number18
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1000
Census Tract403532

Owner

8808 Wheat Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address8808 WHEAT DR, TROY, IL 62294-2272
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HOME LENDING CORP
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HOME LENDING CORP
Aug 7, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TEMPO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2019 · Amount on File
Deed SaleAug 7, 2019 · Amount on File
Prior SaleJun 23, 2015 · Amount on File
Deed Document Number201924663
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address8808 WHEAT DR, TROY, IL 62294-2272
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028707
DateJul 8, 2021
Instrument2021R28707
Lender
NameAMERICAN HOME LENDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address8808 WHEAT DR, TROY, IL 62294-2272
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024961
DateJun 11, 2021
Instrument2021R24961
Lender
NameAMERICAN HOME LENDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateAug 7, 2019
Property Address8808 WHEAT DR, TROY, IL 62294-2272
Document Number0000024663
Map ReferencePC 66 PG 15
Instrument DateAug 5, 2019
Instrument2019R24663
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$552.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 JUNCTION DR W # W2, 20, GLEN CARBON, IL 62034-3060

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8808 WHEAT DR, TROY, IL 62294-2272

Mortgage

Document Number0000024664
DateAug 7, 2019
Instrument2019R24664
Lender
NameTEMPO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8808 Wheat Dr was $10,814 with a homeowner's exemption, up 6.5% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,814.00 (+6.51%)$176,620 Land $33,270 Building $143,350$529,860 Land $99,810 Building $430,050
2024$10,153.00
2022$8,298.00$126,510 Land $25,930 Building $100,580$379,910 Land $77,868 Building $302,042

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 8808 Wheat Dr; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8808 Wheat Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARYVILLE
serves 10,150 people · EPA ID IL1190750
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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