Lane County property record for 88051 Lake Point Dr, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 2019 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (Jun 2022) |
| Tax Bill | $3,366 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-10-10-07600-000 |
| Primary APN | 18-12-10-10-07600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 1,700 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Driveway | Driveway |
| Driveway Area | 1,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1829363 |
|---|---|
| Street Address | 88051 LAKE POINT DR |
| City | FLORENCE |
| State | OR |
| Zip | 97439-8497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SUBDIVISION PLAT THE RESERVE AT HECETA LAKE PHASE 2 LOT 74 TL 07600 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 10 |
| Legal Subdivision | THE RESERVE AT HECETA LAKE PHASE 2 |
| Legal Lot Number | 74 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 706 |
88051 Lake Point Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Lane County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88051 LAKE POINT DR, FLORENCE, OR 97439-8497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OREGON PACIFIC BANK |
| Aug 24, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Prior Sale | Aug 24, 2018 · Amount on File |
| Deed Document Number | 202226599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jun 16, 2022 |
| Property Address | 88051 LAKE POINT DR, FLORENCE, OR 97439-8497 |
| Document Number | 0000026599 |
| Map Reference | DOC 2008-059593 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022-026599 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 88051 LAKE POINT DR, FLORENCE, OR 97439-8497 |
| Document Number | 0000026600 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022-026600 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 88051 LAKE POINT DR, FLORENCE, OR 97439-8497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028718 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020-028718 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 88051 LAKE POINT DR, FLORENCE, OR 97439-8497 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028307 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019-028307 |
| Name | OREGON PACIFIC BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, OR 97439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 24, 2018 |
| Property Address | 88051 LAKE POINT DR, FLORENCE, OR 97439-8497 |
| Document Number | 0000039998 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 39998 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $33.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6117 VIEW RD FLORENCE OR 974398761, FLORENCE, OR 97439-8761 |
The 2025 property tax bill for 88051 Lake Point Dr was $3,366.
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,366.00 | $304,985 | $580,137 Land $88,533 Building $491,604 |
| 2023 | $3,172.00 (+4.45%) | $287,478 (+3%) | $610,348 (+20.65%) Land $77,160 Building $533,188 |
| 2022 | $3,037.00 | $279,105 | $505,888 Land $74,535 Building $431,353 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 88051 Lake Point Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 107 units insured incl. 88 condo units |
| Nearby Flood Claims | 2 (1983–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88051 Lake Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.2% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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