8804 Edgewater Ct, Emerald Isle, NC 28594 Property Records

Carteret County property record for 8804 Edgewater Ct, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,324 sqft · built 2023
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2022)
Tax Bill	$4,435 (2025)
Deeds & Mortgages	Mar 2022 Sale & Construction Loan Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`5383.07.58.4184000`

Property Details

APN / Parcel Number

Primary APN	`5383.07.58.4184000`
Alternative APNs	`536503` `53796`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,324 sqft Heated Area
Gross Area	2,360 sqft
1st Floor Area	50 sqft
Utility Area	25 sqft
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Lot Dimensions	163 ft deep x 86 ft wide

Exterior Amenities

Porch	Slab
Deck Area	13 sqft
Shed	1 Shed
Shed Area	168 sqft
Utility Building	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	53796
Street Address	8804 EDGEWATER CT
City	EMERALD ISLE
State	NC
Zip	28594-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L9 EMERALD LANDING
Legal Subdivision	EMERALD LANDING
Legal Block	58
Legal Lot Number	9
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	970904

Owner

8804 Edgewater Ct is owned and occupied by two individuals who bought it in March 2022.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8804 EDGEWATER CT, EMERALD ISLE, NC 28594-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Construction Loan · Construction Mortgage COASTAL FCU
Aug 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Aug 10, 2021 · Amount on File
Deed Document Number	20221761324
Deed Book / Page	1761 / 324
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 25, 2022
Property Address	8804 EDGEWATER CT, EMERALD ISLE, NC 28594-1904
Document Number	0017610324
Book / Page	1761 / 324
Map Reference	MB 28 PG 363
Instrument Date	Mar 23, 2022
Instrument	1761324
Transaction Type	Construction Loan
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 625, SNEADS FERRY, NC 28460-0625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8804 EDGEWATER CT, EMERALD ISLE, NC 28594-1904

Mortgage

Document Number	0001761325
Date	Mar 25, 2022
Instrument	1761-325

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 10, 2021
Property Address	8804 EDGEWATER CT, EMERALD ISLE, NC 28594-1904
Document Number	0017340067
Book / Page	1734 / 67
Map Reference	MB 28 PG 363
Instrument Date	Jul 19, 2021
Instrument	1734067
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8804 EDGEWATER CT, EMERALD ISLE, NC 28594-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8804 EDGEWATER CT, EMERALD ISLE, NC 28594-1904

Tax Assessment & Valuation

The 2025 property tax bill for 8804 Edgewater Ct was $4,435.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,212,791 (-) Land $266,480 Building $946,311	$1,212,791 (-) Land $266,480 Building $946,311
2025	$4,435.00	$1,212,791 Land $266,480 Building $946,311	$1,212,791 Land $266,480 Building $946,311
2023		$343,284 Land $132,569 Building $210,715	$343,284 Land $132,569 Building $210,715
2022	$642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8804 Edgewater Ct in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8804 Edgewater Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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