8804 Atwater Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 8804 Atwater Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,989 sqft · built 2008
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2019)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-21-30-5SK-0000-0990`

Property Details

APN / Parcel Number

Primary APN	`36-21-30-5SK-0000-0990`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,989 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,199 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	158 sqft
Patio Area	336 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	8804 ATWATER LOOP
City	OVIEDO
State	FL
Zip	32765-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 CLIFTON PARK PB 70 PGS 1 - 7
Legal Range	30E
Legal Township	21S
Legal Section	36
Legal Subdivision	CLIFTON PARK
Legal Lot Number	99
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1016
Census Tract	21318

Owner

8804 Atwater Loop is owned and occupied by an individual who bought it in December 2019.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8804 ATWATER LOOP, OVIEDO, FL 32765-5227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on File
Deed Sale	Dec 16, 2019 · Amount on File
Prior Sale	Dec 5, 2008 · Amount on File
Deed Document Number	2019136590
Deed Book / Page	09499 / 1796
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	8804 ATWATER LOOP, OVIEDO, FL 32765-5227
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8804 ATWATER LOOP, OVIEDO, FL 32765-5227

Mortgage

Document Number	0101260716
Date	Dec 20, 2021
Book Page	10126/716
Instrument	2021164780

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 16, 2019
Property Address	8804 ATWATER LOOP, OVIEDO, FL 32765-5227
Document Number	0094991796
Book / Page	09499 / 1796
Map Reference	MB 70 PG 1
Instrument Date	Dec 13, 2019
Instrument	2019136590
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NEW URBAN TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1151 EGGLESTON DR, 1151, DELAND, FL 32724-8087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8804 ATWATER LOOP, OVIEDO, FL 32765-5227

Mortgage

Document Number	0094991798
Date	Dec 16, 2019
Instrument	09499/1798

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8804 Atwater Loop was $3,274 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 Homeowner's exemption	$272,305	$445,640 Land $112,000 Building $333,640
2023	$3,193.00 (+2.67%) Homeowner's exemption	$256,923 (+3%)	$416,210 (+7.98%) Land $112,000 Building $304,210
2022	$3,110.00 Homeowner's exemption	$249,440	$385,468 Land $100,000 Building $285,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8804 Atwater Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8804 Atwater Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Metronet, Xfinity.

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