8802 Lapham Dr, Rockford, MI 49341 Property Records

Kent County property record for 8802 Lapham Dr, Rockford, MI 49341

Property Summary

Property Type	Condominium
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$666,267 (Feb 2023)
Tax Bill	$8,875 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-35-120-033`

Property Details

APN / Parcel Number

Primary APN	`41-06-35-120-033`

Exterior

Architectural Style	Condo/Apartment
Lot Area	29,185 sqft (0.67 acres)

Location & Zoning

Street Address	8802 LAPHAM DR
City	ROCKFORD
State	MI
Zip	49341-7663
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	410635120033 UNIT 33 * 43 NORTH KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.982 INSTRUMENT NO.20141113-0094509 AS AMENDED BY
Legal Subdivision	NORTH KENT COUNTY CONDOMINIUM SUBDIVISIO
Legal Unit	33
Jurisdiction	KENT MI
Township / Civil Division	ALGOMA
Census Block Group	3
Census Block	3000
Census Tract	10602

Owner

8802 Lapham Dr, a condominium, is owned and occupied by two individuals who bought it in February 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8802 LAPHAM DR, ROCKFORD, MI 49341-7663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Feb 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jul 18, 2022	Warranty Deed, Transfer LIGHTHOUSE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Prior Sale	Jul 18, 2022 · Amount on File
Deed Document Number	202310038
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8802 LAPHAM DR, ROCKFORD, MI 49341-7663
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065678
Date	Aug 18, 2022
Instrument	20220818-0065678

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	14 Months
Due	Oct 1, 2023

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 27, 2023
Property Address	8802 LAPHAM DR, ROCKFORD, MI 49341-7663
Document Number	0000010038
Map Reference	DOC 202107080077439
Instrument Date	Feb 24, 2023
Instrument	20230227-0010038
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,998.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 R W BERENDS DR SW, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5453 WEST HEATHERWOOD DR SE, GRAND RAPIDS, MI 49512-9515

Mortgage

Document Number	0000010039
Date	Feb 27, 2023
Instrument	20230227-0010039

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 18, 2022
Property Address	8802 LAPHAM DR, ROCKFORD, MI 49341-7663
Document Number	0000057270
Map Reference	DOC 202107080077439
Instrument Date	Jul 15, 2022
Instrument	20220718-0057270
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Tax	$967.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 RAILWAY DR SW, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 R W BERENDS DR SW, WYOMING, MI 49519-4993
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8802 Lapham Dr was $8,875.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Algoma Township
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,100 (+3.9%)	$602,200 (+3.9%)
2025	$8,875.00 Homeowner's exemption	$289,800	$579,600
2023		$204,700	$409,400
2021	$173.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8802 Lapham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8802 Lapham Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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