8802 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 8802 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,452 sqft · built 1997
Lot Size	8.91 acres (388,120 sqft)
Owner	Individual Name on Record
Tax Bill	$5,610 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2020 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-23-003-1007-100`

Property Details

APN / Parcel Number

Primary APN	`74-23-003-1007-100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,452 sqft Living Area
1st Floor Area	2,412 sqft
Basement Area	2,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	388,120 sqft (8.91 acres)
Lot Dimensions	845 ft deep x 460 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8802 ARNOLD RD
City	IRA
State	MI
Zip	48023-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	BEG W 402.32' FROM S 1/4 COR, TH W 464.04', TH N 0D 5M 53S E 843.70', TH N 89D 22M 32S E 453.37', TH S 0D 37M 28S E 848.69'
Legal Range	15E
Legal Township	03N
Legal Section	03
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4003
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8802 ARNOLD RD, IRA, MI 48023-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit FREESTAR FINANCIAL CREDIT UNION
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BELLE RIVER COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 19, 2026
Property Address	8802 ARNOLD RD, IRA, MI 48023-1305
Document Number	0005925402
Book / Page	5925 / 402
Instrument Date	May 6, 2026
Instrument	202610075
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8802 ARNOLD RD, IRA, MI 48023-1305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010075,
Date	May 19, 2026
Book Page	5925/402
Instrument	202610075

Lender

Name	FREESTAR FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8802 ARNOLD RD, IRA, MI 48023-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051640537
Date	Mar 17, 2020
Book Page	5164/537
Instrument	2020006511

Lender

Name	BELLE RIVER COMMUNITY CU
Type	Credit Union
Address	CASCO, MI 48064

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 28, 2027

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,900 (+5.69%)	$731,800 (+5.69%)
2025	$5,610.00 (+3.09%) Homeowner's exemption	$346,200 (+22.46%)
2024	$5,442.00 (+6.77%)		$692,400 (+22.46%)
2023		$282,700
2022	$5,097.00		$565,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Duke Broadband.

Nearby Properties on Arnold Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures