8802 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 8802 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property TypeSingle Family Home
Details3,328 sqft · built 2005
Lot Size0.152 acres (6,599 sqft)
Owner2 Individual Names on Record
Tax Bill$11,871 (2024)
Deeds & MortgagesNov 2021 Refinance
Oct 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN10-00088-03-00116

Property Details

APN / Parcel Number

Primary APN10-00088-03-00116
Alternative APN
  • 1000088000300116

Interior

Stories2 Stories
Building Area3,328 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area6,599 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide

Location & Zoning

Street Address8802 3RD AVE
CitySTONE HARBOR
StateNJ
Zip08247-2044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionL118
Legal SubdivisionSTONE HARBOR
Legal Block88.3
Legal Lot Number116
JurisdictionCAPE MAY NJ
Township / Civil DivisionSTONE HARBOR
Census Block Group1
Census Block1042
Census Tract20901

Owner

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8802 3RD AVE, STONE HARBOR, NJ 08247-2044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Oct 2, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 30, 2002
Transfer Doc3004000474
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address8802 3RD AVE, STONE HARBOR, NJ 08247-2044
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051388
DateNov 23, 2021
Book Page6489/677
Instrument2021051388
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address8802 3RD AVE, STONE HARBOR, NJ 08247-2044
Document Number0061110925
Instrument DateOct 2, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8802 3RD AVE STONE HARBOR NJ 082472044, STONE HARBOR, NJ 08247-2044

Mortgage

Document Number0061110925
DateOct 18, 2019
Book Page006111/000925
Instrument110478
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 17, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityStone Harbor Borough
Unified School DistrictStone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,587,100 (-) Land $998,400 Building $588,700$1,587,100 (-) Land $998,400 Building $588,700
2025$1,587,100 (-) Land $998,400 Building $588,700$1,587,100 (-) Land $998,400 Building $588,700
2024$11,871.00 (+8.1%)
2023$1,587,100 Land $998,400 Building $588,700$1,587,100 Land $998,400 Building $588,700
2022$10,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,352 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,088 units insured
incl. 736 condo units
Nearby Flood Claims1,478 (1978–2021)
Claims Outside the SFHA13 of 1,478
Most Recent ClaimDec 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 448 claims
  • Severe Coastal Storm, Jan 1992 · 176 claims
  • Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONE HARBOR WATER DEPT
serves 30,850 people · EPA ID NJ0510001
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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