8801 Commercial Rd E, Elm City, NC 27822 Property Records

Nash County property record for 8801 Commercial Rd E, Elm City, NC 27822

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,239 sqft · built 2019
Lot Size	1.02 acres (44,431 sqft)
Owner	Company Name on Record
Last Sale	$239,000 (Oct 2019)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`371600-73-8038`

Property Details

APN / Parcel Number

Primary APN	`371600-73-8038`
Alternative APNs	`325729` `107158` `69468`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,239 sqft Heated Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	69468
Street Address	8801 COMMERCIAL RD E
City	ELM CITY
State	NC
Zip	27822-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCM
Legal Description	1.02 AC,1A,BLK B,WINSTEAD CROSSING COMMERCIAL PARK 2007-440, 22-272, 36-153 & 154 AC, 1A, BLK B, WINSTEAD CROSSING COMMERCIAL
Legal Subdivision	WINSTEAD CROSSING COMMERCIAL PARK
Legal Block	B
Legal Lot Number	1A
Jurisdiction	NASH NC
Township / Civil Division	ROCKY MOUNT
Census Block Group	2
Census Block	2024
Census Tract	11202

Owner

Source: Nash County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8820 THOMAS RD, ROCKY MOUNT, NC 27803-9000
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FINANCE INC
Mar 6, 2019	Deed of Trust, Mortgage · Construction Mortgage PROVIDENCE BANK
Oct 31, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Oct 9, 2003
Deed Book / Page	3017 / 389
Last Transfer Date	Jun 5, 2024
Transfer Doc	3353000002
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	8801 COMMERCIAL RD E, ELM CITY, NC 27822-8157
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003222/89
Date	May 31, 2022
Book Page	3222/89

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	8801 COMMERCIAL RD E, ELM CITY, NC 27822-8157
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02977/0133
Date	Mar 6, 2019
Book Page	2977/0133

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Oct 31, 2019
Property Address	8801 COMMERCIAL RD E, ELM CITY, NC 27822-8157
Document Number	03017/0389
Book / Page	3017 / 0389
Map Reference	MB 41 PG 211
Instrument Date	Oct 31, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8820 THOMAS RD, 8820, ROCKY MOUNT, NC 27803-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8801 COMMERCIAL RD, ELM CITY, NC 27822-8157

Mortgage

Document Number	0003017391
Date	Oct 31, 2019
Instrument	3017/391

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,882.00 (+30.69%)	$286,540 (+30.67%) Land $25,930 Building $260,610	$286,540 (+30.67%) Land $25,930 Building $260,610
2023	$1,440.00	$219,290	$219,290 Land $30,600 Building $188,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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