Larimer County property record for 880 Winding Brook Dr, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.25 ba · 1,450 sqft · built 2019 |
| Lot Size | 0.033 acres (1,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $372,500 (May 2026) |
| Tax Bill | $2,341 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94232-45-002 |
| Primary APN | 94232-45-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 1,849 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,420 sqft (0.033 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1670411 |
|---|---|
| Street Address | 880 WINDING BROOK DR |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BLOCK 2A, CREEKSIDE TOWNHOMES SECOND FILING, BER (20190020635) |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 23 |
| Legal Subdivision | CREEKSIDE TOWNHOMES 2ND FILING |
| Legal Block | 2A |
| Legal Lot Number | 2 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 2700 |
880 Winding Brook Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Larimer County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 880 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 20, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 4, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK |
| Aug 11, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Feb 27, 2020 | Loan Modification, Mortgage · Line of Credit GREAT WSTRN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on File |
| Deed Sale | May 4, 2026 · Amount on File |
| Prior Sale | Aug 11, 2020 · Amount on File |
| Deed Document Number | 202620832 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 880 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000033447 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 20230033447 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 880 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 880 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000011302 |
|---|---|
| Date | Mar 20, 2025 |
| Instrument | 20250011302 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | May 4, 2026 |
| Property Address | 880 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000020832 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.20832 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,762.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 880 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000020833, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026..20833 |
| Name | FIRST WESTERN TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 11, 2020 |
| Property Address | 880 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000061993 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 61993 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 880 WINDING BROOK DR BERTHOUD CO 805132826, BERTHOUD, CO 80513-2826 |
| Document Number | 61994 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 61994 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 880 WINDING BROOK DR, BERTHOUD, CO 80513-2826 |
| Document Number | 0000015321 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 772 WHALERS WAY #200 FORT COLLINS CO 805257583, 200, FORT COLLINS, CO 80525-7583 |
| Document Number | 0000015321 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 15321 |
| Name | GREAT WSTRN BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 5202 W 20TH ST # 100, GREELEY, CO 80634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 880 Winding Brook Dr was $2,341, up 12.3% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,341.00 (+12.33%) | $23,138 Land $5,938 Building $17,200 | $370,200 Land $95,000 Building $275,200 |
| 2024 | $2,084.00 (+3.68%) | ||
| 2023 | $2,010.00 (-0.3%) | $25,360 (+20.62%) Land $6,365 Building $18,995 | $378,500 (+25.12%) Land $95,000 Building $283,500 |
| 2022 | $2,016.00 | $21,024 Land $4,726 Building $16,298 | $302,500 Land $68,000 Building $234,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 880 Winding Brook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 880 Winding Brook Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.1% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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