880 Willow Ridge 1, Hudson, WI 54016 Property Records

St. Croix County property record for 880 Willow Ridge 1, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$292,800 (Oct 2016)
Tax Bill	$5,905 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-1118-10-000`

Property Details

APN / Parcel Number

Primary APN	`020-1118-10-000`
Alternative APN	`19.29.19.498`

Exterior

Lot Area	107,593 sqft (2.47 acres)

Location & Zoning

Street Address	880 WILLOW RIDGE 1
City	HUDSON
State	WI
Zip	54016-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 19 T29N R19W WILLOW RIDGE ADDITION LOT 23 EX .03 TO HWY AS IN 678/599 EZ-U-1513/612
Legal Range	19W
Legal Township	29N
Legal Section	19
Legal Subdivision	WILLOW RIDGE ADDITION
Legal Lot Number	23
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1010
Census Tract	120300

Owner

880 Willow Ridge 1 is owned and occupied by two individuals who bought it in October 2016.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	880 WILLOW RIDGE 1, HUDSON, WI 54016-7437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS BANK
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2016 · Amount on File
Deed Sale	Oct 24, 2016 · Amount on File
Deed Document Number	20161037768
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	880 WILLOW RIDGE 1, HUDSON, WI 54016-7437
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001171093
Date	Sep 15, 2023
Instrument	1171093

Lender

Name	HIGHLANDS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	880 WILLOW RIDGE 1, HUDSON, WI 54016-7437
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001170818
Date	Sep 7, 2023
Instrument	1170818

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	880 WILLOW RIDGE 1, HUDSON, WI 54016-7437
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132110
Date	Jun 10, 2021
Instrument	1132110

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	880 WILLOW RIDGE 1, HUDSON, WI 54016-7437
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001153681
Date	May 26, 2022
Instrument	1153681

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.63%
Index	Other

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	880 WILLOW RIDGE 1, HUDSON, WI 54016-7437
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001154334
Date	Jun 10, 2022
Instrument	1154334

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 880 Willow Ridge 1 was $5,905 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,905.00 Homeowner's exemption
2025	$5,905.00 Homeowner's exemption	$513,600 Land $171,700 Building $341,900	$513,600 Land $171,700 Building $341,900
2023	$4,438.00 Homeowner's exemption	$458,800 Land $171,700 Building $287,100	$458,800 Land $171,700 Building $287,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 880 Willow Ridge 1 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Most Recent Claim	Mar 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 880 Willow Ridge 1 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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