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880 Whispering Creek Ave, Freeport, FL 32439 Property Records

Walton County property record for 880 Whispering Creek Ave, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,393 sqft · built 2022
Lot Size0.269 acres (11,761 sqft)
OwnerCompany Name on File
Last Sale$320,200 (Sep 2022)
Tax Bill$3,501 (2024)
Deeds & MortgagesSep 2022 Sale
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN03-1S-19-23300-00A-0050

Property Details

APN / Parcel Number

Primary APN03-1S-19-23300-00A-0050
Alternative APN
  • 1004920

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,393 sqft Living Area
Gross Area1,942 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.269 acres)
Lot Width7 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1004920
Street Address880 WHISPERING CREEK AVE
CityFREEPORT
StateFL
Zip32439-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK A CROSS CREEK ESTATES PH 1 PB 18-74 OR 3197-3129 OR 3265-4268
Legal Range19W
Legal Township01S
Legal Section03
Legal SubdivisionBLK A CROSS CREEK
Legal Phase1
Legal BlockA
Legal Lot Number5
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2007
Census Tract950306

Owner

880 Whispering Creek Ave is owned by a company that bought it in September 2022.

Source: Walton County records, as of December 17, 2025

Owner of RecordCompany Name on File
Mailing Address320 N SANGAMON ST, CHICAGO, IL 60607-1313
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Special Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 13, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2022 · Amount on File
Deed SaleSep 7, 2022 · Amount on File
Prior SaleMay 13, 2021 · Amount on File
Deed Document Number20220040233
Deed Book / Page3265 / 4268
Record UpdatedJun 8, 2026

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateSep 7, 2022
Property Address880 WHISPERING CREEK AVE, FREEPORT, FL 32439-3123
Document Number0032654268
Book / Page3265 / 4268
Map ReferenceMB 18 PG 74
Instrument DateAug 30, 2022
Instrument20220040233
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$2,241.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3300 BATTLEGROUND AVE STE 101, 101, GREENSBORO, NC 27410-2447

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 N MICHIGAN AVE STE 3218, 3218, CHICAGO, IL 60611-1960
InvestorPossibly a Property Investor

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMay 13, 2021
Property Address880 WHISPERING CREEK AVE, FREEPORT, FL 32439-3123
Document Number0031973129
Book / Page3197 / 3129
Instrument DateMay 6, 2021
Instrument20210023892
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$11,088.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address42 BUSINESS CENTRE DR # DR101, DR101, MIRAMAR BEACH, FL 32550-6920

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 GOVERNORS LAKE DR, PEACHTREE CORNERS, GA 30071-1143
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$245,931 Land $30,000 Building $215,931$245,931 Land $30,000 Building $215,931
2024$3,501.00 (+0.26%)
2023$3,492.00 (+1,147.14%)$261,913 (+1,091.38%) Land $19,805 Building $242,108$261,913 (+1,091.38%) Land $19,805 Building $242,108
2022$280.00$21,984 Land $21,984$21,984 Land $21,984

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 880 Whispering Creek Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 880 Whispering Creek Ave is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
CenturyLink
Fiber		2,000 / 1,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
T-Mobile
Fixed Wireless		100 / 20

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