880 Vallerand Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 880 Vallerand Rd, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,831 sqft · built 1992
Lot Size	0.091 acres (3,995 sqft)
Owner	2 Owner Names on Record
Last Sale	$210,000 (Mar 2010)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-120-470-000`

Property Details

APN / Parcel Number

Primary APN	`232-120-470-000`
Alternative APN	`23170047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,831 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Construction Type	Wood
Lot Area	3,995 sqft (0.091 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	23170047
Street Address	880 VALLERAND RD
City	TRACY
State	CA
Zip	95376-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	REDRAWN JAN-14-1994 FROM ORIGINAL APN 231-700-47
Legal Subdivision	SUMMER GATE
Legal Tract	2210
Legal Lot Number	47
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5307

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	880 VALLERAND RD, TRACY, CA 95376-2443
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 20, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Dec 20, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2010 · Amount on Record
Deed Sale	Mar 5, 2010 · Amount on Record
Prior Sale	Mar 5, 2010
Deed Document Number	0000031292
Last Transfer Date	Feb 22, 2011
Transfer Doc	0000021985
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	880 VALLERAND RD, TRACY, CA 95376-2443
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 VALLERAND RD, TRACY, CA 95376-2443

Mortgage

Document Number	0000011791
Date	Jan 27, 2022
Instrument	2022-011791

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jan 6, 2098

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.87%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	880 VALLERAND RD, TRACY, CA 95376-2443
Document Number	0000156664
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	880 VALLERAND RD TRACY CA 953762443, TRACY, CA 95376-2443

Mortgage

Document Number	0000156664
Date	Dec 29, 2017
Instrument	156664

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Dec 28, 2098

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	880 VALLERAND RD, TRACY, CA 95376-2443
Document Number	0000156665
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	880 VALLERAND RD TRACY CA 953762443, TRACY, CA 95376-2443

Mortgage

Document Number	0000156665
Date	Dec 29, 2017
Instrument	156665

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Dec 28, 2098

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,049.00 (+10.35%) Homeowner's exemption	$271,054 (+4.04%) Land $67,116 Building $203,938
2023	$2,763.00 (+2.11%) Homeowner's exemption	$260,530 Land $64,510 Building $196,020
2022	$2,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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