880 Oak Ridge Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 880 Oak Ridge Rd, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,156 sqft · built 1980
Lot Size	3.94 acres (171,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2021)
Tax Bill	$6,004 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`099920-0000`

Property Details

APN / Parcel Number

Primary APN	`099920-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,156 sqft Living Area
Gross Area	3,436 sqft
1st Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	171,626 sqft (3.94 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Finished Screened Porch
Porch Area	601 sqft
Deck Area	Deck Area
Patio Area	1,476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	880 OAK RIDGE RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-5364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	10-41 ST AUGUSTINE HEIGHTS UNIT 3 TRACT 41 (EX W 130 OF S190FT & EX E40 OF S294FT IN 1067/834) OR5204/905
Legal Range	29E
Legal Township	08S
Legal Section	01
Legal Subdivision	ST. AUGUSTINE HEIGHTS UNIT 3
Legal Tract	41
Legal Block	3
Legal Lot Number	23-4
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21301

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	880 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-5364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 23, 2017	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	202127304
Deed Book / Page	5204 / 905
Prior Transfer Date	Apr 27, 1999
Prior Transfer Doc	0000022199
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 11, 2021
Property Address	880 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-5364
Document Number	0052040905
Book / Page	5204 / 905
Map Reference	MB 10 PG 41
Instrument Date	Feb 26, 2021
Instrument	2021027304
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 MENENDEZ RD, SAINT AUGUSTINE, FL 32080-4543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3851

Mortgage

Document Number	0052040908
Date	Mar 11, 2021
Book Page	5204/908
Instrument	2021027305

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	880 OAK RIDGE RD, SAINT AUGUSTINE, FL 32086-5364
Document Number	0043201121
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 OAK RIDGE RD ST AUGUSTINE FL 320865364, ST AUGUSTINE, FL 32086-5364

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,161 (+2.7%)	$589,564 (-10.99%) Land $251,530 Building $338,034
2025	$6,004.00 (+11.97%) Homeowner's exemption	$459,748 (+2.9%)	$662,381 (+21.31%) Land $251,530 Building $410,851
2024	$5,362.00 (+1.94%) Homeowner's exemption	$446,791 (+3%)	$546,012 (-3.9%) Land $251,530 Building $294,482
2023	$5,260.00 (+11.42%) Homeowner's exemption	$433,778 (+11.28%)	$568,196 (+20.77%) Land $251,530 Building $316,666
2022	$4,721.00 Homeowner's exemption	$389,794	$470,461 Land $251,530 Building $218,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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