Washington County property record for 880 Main St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,934 sqft · built 1926 |
| Lot Size | 0.516 acres (22,476 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jun 2025) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000018690000 |
| Primary APN | 000018690000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| Gross Area | 2,502 sqft |
| 1st Floor Area | 1,934 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,476 sqft (0.516 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 568 sqft |
| Deck Area | Deck Area |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 880 MAIN ST |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 LOT 393, E1/2 OF LOT 392 IN SE1/4, ORB 1340 P 73. |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | PLAT DRAWN OF CHIPLEY |
| Legal Lot Number | 329,3 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970103 |
Source: Washington County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 880 MAIN ST, CHIPLEY, FL 32428-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Jun 20, 2025 | Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC |
| Jul 13, 2020 | Warranty Deed, Transfer · Conventional with PMI JAMES G STEPHENS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 20254346 |
| Deed Book / Page | 1340 / 73 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 880 MAIN ST, CHIPLEY, FL 32428-1925 |
| Document Number | 0000004323 |
| Book / Page | 1373 / 230 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20264323 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 880 MAIN ST, CHIPLEY, FL 32428-1925 |
| Document Number | 0000004324, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20264324 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 20, 2025 |
| Property Address | 880 MAIN ST, CHIPLEY, FL 32428-1925 |
| Document Number | 0067004346 |
| Book / Page | 1340 / 73 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 202567004346 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | NORTHWEST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12505 BOERSMA RD, FOUNTAIN, FL 32438-2191 |
| Name | Verified Name |
|---|---|
| Address | 912 HIGHWAY 277, CHIPLEY, FL 32428-5943 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 13, 2020 |
| Property Address | 880 MAIN ST, CHIPLEY, FL 32428-1925 |
| Document Number | 0067004589 |
| Book / Page | 001180 / 000865 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 67004589 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NORTHWEST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 880 MAIN ST CHIPLEY FL 324281925, CHIPLEY, FL 32428-1925 |
| Document Number | 67004590 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 001180/000867 |
| Instrument | 67004590 |
| Name | JAMES G STEPHENS |
|---|---|
| Address | 186 OLD HICKS GAP RD, BLAIRSVILLE, GA 30512-6188 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,279.00 (+2.33%) | $109,347 (-6.84%) Land $28,500 Building $80,847 | $109,347 (-6.84%) Land $28,500 Building $80,847 |
| 2024 | $2,227.00 (+9.92%) | $117,370 (+13.74%) Land $22,500 Building $94,870 | $117,370 (+13.74%) Land $22,500 Building $94,870 |
| 2023 | $2,026.00 (+9.99%) | $103,191 (+12.04%) Land $22,500 Building $80,691 | $103,191 (+12.04%) Land $22,500 Building $80,691 |
| 2022 | $1,842.00 | $92,105 Land $19,500 Building $72,605 | $92,105 Land $19,500 Building $72,605 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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