880 Madison Ave, Painesville, OH 44077 Property Records

Lake County property record for 880 Madison Ave, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,041 sqft · built 2019
Lot Size	0.688 acres (29,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2019)
Tax Bill	$11,759 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-A-020-G-00-028-0`

Property Details

APN / Parcel Number

Primary APN	`11-A-020-G-00-028-0`
Alternative APN	`C 129`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,041 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	29,978 sqft (0.688 acres)
Lot Dimensions	373 ft deep x 80 ft wide
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	C 129
Street Address	880 MADISON AVE
City	PAINESVILLE
State	OH
Zip	44077-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 TRACT 2
Legal Subdivision	RF BENEDICT ESTATE
Legal Tract	2
Legal Lot Number	11
Jurisdiction	LAKE OH
Township / Civil Division	PAINESVILLE
Census Block Group	3
Census Block	3009
Census Tract	204900

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	880 MADISON AVE, PAINESVILLE, OH 44077-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Jun 6, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 3, 2019	Warranty Deed, Subdivision Related Transfer USAA
Jun 21, 2017	Loan Modification, Mortgage ERIEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Deed Document Number	443768
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	880 MADISON AVE, PAINESVILLE, OH 44077-5414
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030766
Date	Sep 1, 2021
Instrument	2021R030766

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21045

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	880 MADISON AVE, PAINESVILLE, OH 44077-5414
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015916
Date	Jun 6, 2022
Instrument	2022R015916

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 3, 2019
Property Address	880 MADISON AVE, PAINESVILLE, OH 44077-5414
Document Number	0000009883
Instrument Date	May 3, 2019
Instrument	9883
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 MADISON AVE PAINESVILLE OH 440775414, PAINESVILLE, OH 44077-5414

Mortgage

Document Number	9884
Date	May 3, 2019
Instrument	9884

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	880 MADISON AVE, PAINESVILLE, OH 44077-5414
Document Number	0000017795
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7095 JACKSON ST MENTOR OH 440605062, MENTOR, OH 44060-5062

Mortgage

Document Number	0000017795
Date	Jul 10, 2017
Instrument	17795

Lender

Name	ERIEBANK
Type	Bank
Address	MENTOR, OH 44060

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Painesville Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,759.00 (+122.29%) Homeowner's exemption Senior Citizen's exemption	$107,910 (-) Land $21,160 Building $86,750
2022	$5,290.00 Homeowner's exemption Senior Citizen's exemption	$107,910 Land $21,160 Building $86,750
2021			$308,300 Land $60,450 Building $247,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2006–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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