Okaloosa County property record for 880 Lighthouse Church Rd, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 2,672 sqft · built 1955 |
| Lot Size | 7.08 acres (308,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,900 (Dec 2001) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-5018-4 |
| Primary APN | C56-000-596-5018-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 3,036 sqft |
| 1st Floor Area | 1,928 sqft |
| Upper Floors Area | 744 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 308,405 sqft (7.08 acres) |
| Porch | Open/Unfinished Porch |
| Porch Area | 364 sqft |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | Convection |
| Heating Fuel | Gas |
| Street Address | 880 LIGHTHOUSE CHURCH RD |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL B:COM NE COR OF NW1/4 W 420 FT TO POB S 661.81 FT W 471.74 FT N 661.75 FT E 461.35 FT TO POB |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 23 |
| Legal Block | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 880 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK |
| Jun 2, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2001 · Amount on Record |
| Deed Sale | Dec 26, 2001 · Amount on Record |
| Deed Document Number | 20011889280 |
| Deed Book / Page | 2333 / 4953 |
| Prior Transfer Date | Sep 2, 1998 |
| Prior Transfer Doc | 0001798121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 880 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9388 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 880 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9388 |
| Document Number | 0036432184 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 3643/2184 |
| Instrument | 3579510 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jul 23, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 880 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9388 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0035250038 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3525/38 |
| Instrument | 3429241 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 880 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033881898 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 3388/1898 |
| Instrument | 3263493 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | CRESTVIEW, FL 32536 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 880 LIGHTHOUSE CHURCH RD, HOLT, FL 32564-9388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0034654431 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 3465/4431 |
| Instrument | 3362243 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 (+7.64%) Homeowner's exemption Veteran's exemption | $135,459 (+5.99%) | $245,371 (+7.02%) Land $58,669 Building $186,702 |
| 2023 | $903.00 (+3.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $127,807 (+3%) | $229,276 (+8.1%) Land $49,845 Building $179,431 |
| 2022 | $873.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $124,084 | $212,098 Land $46,584 Building $165,514 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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