880 Co Rd 906, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 880 Co Rd 906, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,350 sqft · built 2001
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,000 (Jul 2020)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`13-10-07-35-0-000-002.019`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-002.019`
Alternative APNs	`ALT APN:1007350000002019` `210109`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,350 sqft Living Area
1st Floor Area	2,433 sqft
Upper Floors Area	917 sqft
Basement Area	1,804 sqft
Finished Basement	836 sqft
Unfinished Basement	968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	36 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	210109
Street Address	880 COUNTY ROAD 906
City	CEDAR BLUFF
State	AL
Zip	35959-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR LOT B, SUMMER CREST SD, PB 9 PG 97; N 105'; NE402.17'; SE 2115';S 19';W 310.3'TO POB
Legal Range	10E
Legal Township	09S
Legal Section	35
Legal Subdivision	SUMMER CREST SD
Legal Lot Number	B
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2048
Census Tract	955701

Owner

Source: Cherokee County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	880 COUNTY ROAD 906, CEDAR BLUFF, AL 35959-2154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 17, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 21, 2020	Survivorship Deed, Transfer · VA Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Document Number	2020213157
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	880 COUNTY ROAD 906, CEDAR BLUFF, AL 35959-2154
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 COUNTY ROAD 906, CEDAR BLUFF, AL 35959-2154

Mortgage

Document Number	0000243048
Date	Mar 31, 2026
Instrument	243048

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	880 COUNTY ROAD 906, CEDAR BLUFF, AL 35959-2154
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 COUNTY ROAD 906, CEDAR BLUFF, AL 35959-2154

Mortgage

Document Number	0000233312
Date	Apr 17, 2024
Instrument	233312

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 21, 2020
Property Address	880 COUNTY ROAD 906, CEDAR BLUFF, AL 35959-2154
Document Number	0000213157
Map Reference	PB 9 PG 97
Instrument Date	Jul 20, 2020
Instrument	213157
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 WILEY RD, CEDARTOWN, GA 30125-5760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 COUNTY ROAD 906, CEDAR BLUFF, AL 35959-2154

Mortgage

Document Number	0000213158
Date	Jul 21, 2020
Instrument	213158

Lender

Name	ACOPIA LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,520 (-74.05%) Land $9,100 Building $2,420	$453,500 (+2.19%) Land $91,000 Building $362,500
2023	Additional exemption filed	$44,400	$443,800 Land $81,300 Building $362,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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