Clay County property record for 880 Clay St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,759 sqft · built 2013 |
| Lot Size | 0.169 acres (7,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Nov 2020) |
| Tax Bill | $3,128 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014803-001-00 |
| Primary APN | 38-05-26-014803-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,159 sqft |
| 1st Floor Area | 1,759 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,380 sqft (0.169 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Area | 392 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 880 CLAY ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 3 FLEMING ISL ESTATES AS REC OR 4377 PG 1431 & 4725 PG 460 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISL ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30701 |
880 Clay St is owned and occupied by an individual who acquired it in May 2023.
Source: Clay County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 880 CLAY ST, FLEMING ISLAND, FL 32003-9307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage FUTURE FINANCIAL |
| Jun 1, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 202060047 |
| Deed Book / Page | 4377 / 1431 |
| Last Transfer Date | May 30, 2023 |
| Transfer Doc | 0047250460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 880 CLAY ST, FLEMING ISLAND, FL 32003-9307 |
| Document Number | 0000032385 |
| Book / Page | 5061 / 1498 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202632385 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 880 CLAY ST, FLEMING ISLAND, FL 32003-9307 |
| Document Number | 0000032386, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202632386 |
| Name | FUTURE FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 1, 2023 |
| Property Address | 880 CLAY ST, FLEMING ISLAND, FL 32003-9307 |
| Document Number | 0047250460 |
| Book / Page | 4725 / 460 |
| Map Reference | MB 4 PG 61&62 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023026961 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 880 CLAY ST, FLEMING ISLAND, FL 32003-9307 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 905 CLAY ST, ORANGE PARK, FL 32003-9308 |
The 2025 property tax bill for 880 Clay St was $3,128 with a homeowner's exemption.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,128.00 Homeowner's exemption | $245,242 | $320,681 Land $50,000 Building $270,681 |
| 2023 | $3,238.00 (+6.94%) Homeowner's exemption | $231,390 (+3%) | $335,067 (+24.25%) Land $50,000 Building $285,067 |
| 2022 | $3,028.00 Homeowner's exemption | $224,651 | $269,677 Land $30,000 Building $239,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 880 Clay St in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 880 Clay St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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