880 1st St SE, Cairo, GA 39828 Property Records

Grady County property record for 880 1st St SE, Cairo, GA 39828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1997
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$119,000 (Sep 2019)
Tax Bill$2,184 (2025)
Deeds & MortgagesAug 2025 Second Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC0180-041-001

Property Details

APN / Parcel Number

Primary APNC0180-041-001
Alternative APN
  • 11012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,200 sqft Heated Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2019
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions86 ft deep x 117 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area126 sqft
Deck Area140 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11012
Street Address880 1ST ST SE
CityCAIRO
StateGA
Zip39828-3052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLS 117 X 85.5
Legal SubdivisionFF-RES: 115.00
JurisdictionGRADY GA
Township / Civil DivisionCAIRO
Census Block Group2
Census Block2063
Census Tract950502

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address880 1ST ST SE, CAIRO, GA 39828-3052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES
Sep 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Sep 17, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Prior SaleMay 19, 2008
Deed Document Number0000855642
Deed Book / Page855 / 642
Prior Transfer DateSep 17, 2019
Prior Transfer Doc855/642
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address880 1ST ST SE, CAIRO, GA 39828-3052
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address880 1ST ST, CAIRO, GA 39828-3052

Mortgage

Document Number0000000964/0000000550
DateAug 19, 2025
Book Page0000000964/0000000550
Lender
NamePENNYMAC LOAN SERVICES
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2045

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address880 1ST ST SE, CAIRO, GA 39828-3052
Transaction TypeMortgage
Record UpdatedJul 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address880 1ST ST, CAIRO, GA 39828-3052

Mortgage

Document Number0000000855/0000000644
DateSep 19, 2019
Book Page0000000855/0000000644
Lender
NameAMERIS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateSep 17, 2019
Property Address880 1ST ST SE, CAIRO, GA 39828-3052
Document Number855/642
Book / Page855 / 642
Instrument DateSep 17, 2019
Instrument2019-000788
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address880 1ST ST SE, CAIRO, GA 39828-3052

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCairo City
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,184.00 (-14.69%)$72,573 (+11.83%) Land $1,840 Building $70,733$181,432 (+11.83%) Land $4,600 Building $176,832
2024$2,560.00 (+80.54%)$64,897 (+69.37%) Land $1,840 Building $63,057$162,242 (+69.37%) Land $4,600 Building $157,642
2023$1,418.00 (+3.35%)$38,316 (-) Land $4,036 Building $34,280$95,791 (-) Land $10,091 Building $85,700
2022$1,372.00$38,316 Land $4,036 Building $34,280$95,791 Land $10,091 Building $85,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAIRO
serves 9,637 people · EPA ID GA1310000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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