88 Watson St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 88 Watson St, Chicopee, MA 01020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1958
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Mar 2005)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`86-00024`

Property Details

APN / Parcel Number

Primary APN	`86-00024`
Alternative APN	`CHIC M:0086 P:00024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,080 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	86-00024
Street Address	88 WATSON ST
City	CHICOPEE
State	MA
Zip	01020-3471
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4003
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records · APN 86-00024

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	88 WATSON ST, CHICOPEE, MA 01020-3471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 04, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2005 · Amount on Record
Deed Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	2005135144
Deed Book / Page	14906 / 453
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	88 WATSON ST, CHICOPEE, MA 01020-3471
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025312-255
Date	Feb 06, 2024
Book Page	25312/255
Instrument	5097

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	88 WATSON ST, CHICOPEE, MA 01020-3471
Transaction Type	Mortgage
Record Updated	Nov 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025193-151
Date	Oct 18, 2023
Book Page	25193/151
Instrument	49239

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	88 WATSON ST, CHICOPEE, MA 01020-3471
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24162-191
Date	Oct 04, 2021
Book Page	24162/191
Instrument	70050

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Nov 01, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	88 WATSON ST, CHICOPEE, MA 01020-3471
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22958-556
Date	Nov 18, 2019
Book Page	22958/556
Instrument	67814

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2034

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,886.00 (+5.48%)	$256,300 (+2.68%) Land $100,800 Building $155,500	$281,960
2024	$3,684.00 (+7.94%)	$249,600 (+10.79%) Land $98,800 Building $150,800
2023	$3,413.00	$225,300 Land $89,800 Building $135,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 638 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Watson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures