88 Walker St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 88 Walker St, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2024)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0609-74-6134-00000`

Property Details

APN / Parcel Number

Primary APN	`0609-74-6134-00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	696 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Porch	Open Porch
Porch Area	96 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	88 WALKER ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-0766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-8
Legal Description	SUBDIV: BLOCK: LOT: 2 SECTION: PLAT: 0228-0032
Legal Block	1
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1021
Census Tract	3107

Owner

88 Walker St is owned and occupied by an individual who bought it in January 2024.

Source: Buncombe County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	88 WALKER ST, BLACK MOUNTAIN, NC 28711-0766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 29, 2024
Property Address	88 WALKERTOWN RD, BLACK MOUNTAIN, NC 28711
Document Number	0063810217
Book / Page	6381 / 217
Map Reference	MB 228 PG 32
Instrument Date	Jan 29, 2024
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 LAKEY GAP RD, BLACK MOUNTAIN, NC 28711-8702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 WALKER ST, BLACK MOUNTAIN, NC 28711-0766

Mortgage

Document Number	0063810220
Date	Jan 29, 2024
Book Page	6381/220

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	5-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

The 2025 property tax bill for 88 Walker St was $2,928, up 3.5% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00 (+3.46%)	$337,500 Land $71,600 Building $265,900	$337,500 Land $71,600 Building $265,900
2024	$2,830.00 (+49.58%)
2023	$1,892.00	$231,100	$231,100 Land $71,600 Building $159,500
2021			$337,500 Land $71,600 Building $265,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Walker St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Walker St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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