88 W 5th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 88 W 5th St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1997
Lot Size	0.1 acres (4,352 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Dec 2025)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170822-9800`

Property Details

APN / Parcel Number

Primary APN	`170822-9800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	1,618 sqft
1st Floor Area	1,326 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,352 sqft (0.1 acres)
Lot Dimensions	102 ft deep x 41.5 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	88 W 5TH ST
City	ATLANTIC BEACH
State	FL
Zip	32233-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG
Legal Description	18-34 17-2S-29E .097 ATLANTIC BEACH SEC H E 41.5FT LOT 4 BLK 76
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	ATLANTIC BEACH SEC H
Legal Block	76
Legal Lot Number	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1043
Census Tract	13902

Owner

88 W 5th St is owned and occupied by an individual who bought it in December 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	88 W 5TH ST, ATLANTIC BEACH, FL 32233-3402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	2025276923
Deed Book / Page	21711 / 519
Prior Transfer Date	Jan 5, 2009
Prior Transfer Doc	0147460168
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 4, 2025
Property Address	88 W 5TH ST, ATLANTIC BEACH, FL 32233-3402
Document Number	0217110519
Book / Page	21711 / 519
Map Reference	MB 18 PG 34
Instrument Date	Nov 21, 2025
Instrument	2025276923
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6987 DUNCANSBY AVE N, SAINT PETERSBURG, FL 33709-1443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 W 5TH ST, ATLANTIC BEACH, FL 32233-3402

Mortgage

Document Number	0021711521
Date	Dec 4, 2025
Instrument	21711/521

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 88 W 5th St was $4,469, up 6.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,879 (+15.25%) Land $74,918 Building $242,961	$317,879 (+15.25%) Land $74,918 Building $242,961
2025	$4,469.00 (+6.71%)	$275,817 Land $81,257 Building $194,560	$275,817 Land $81,257 Building $194,560
2024	$4,188.00 (+6.89%)
2023	$3,918.00 (+18.3%)	$252,792 (+17.99%) Land $81,257 Building $171,535	$252,792 (+17.99%) Land $81,257 Building $171,535
2022	$3,312.00	$214,247 Land $73,870 Building $140,377	$214,247 Land $73,870 Building $140,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 W 5th St in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	53 (1993–2022)
Claims Outside the SFHA	44 of 53
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 88 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20