Chautauqua County and Dunkirk City property record for 88 W 4th St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,852 sqft · built 1873 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Aug 2025) |
| Tax Bill | $2,163 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 1 more |
| APN | 060300 79.14-9-45 |
| Primary APN | 060300 79.14-9-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Upper Floors Area | 606 sqft |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1873 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 90 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 135 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030052500 |
|---|---|
| Street Address | 88 W 4TH ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-1949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 80 X 90 RES; OLD APN: 060300 9-8-7 |
| Legal Block | 9 |
| Legal Lot Number | 45.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 35600 |
88 W 4th St is owned and occupied by two individuals who bought it in August 2025.
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 W 4TH ST, DUNKIRK, NY 14048-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHAUTAUQUA ABSTRACT COMPANY |
| Jun 30, 2010 | Deed, Transfer COMMUNITY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on File |
| Deed Sale | Aug 19, 2025 · Amount on File |
| Prior Sale | Jun 30, 2010 · Amount on File |
| Deed Document Number | 20255263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Apr 8, 2026 |
| Property Address | 88 W 4TH ST, DUNKIRK, NY 14048-1949 |
| Document Number | 0000001806 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20261806 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 88 W 4TH ST, DUNKIRK, NY 14048-1949 |
| Document Number | 0000001806, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20261806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Apr 7, 2026 |
| Property Address | 88 W 4TH ST, DUNKIRK, NY 14048-1949 |
| Document Number | 0000001789 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20261789 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHAUTAUQUA ABSTRACT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000001789, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20261789 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jun 30, 2010 |
| Property Address | 88 W 4TH ST, DUNKIRK, NY 14048-1949 |
| Document Number | 0000002701/0000000658 |
| Book / Page | 0000002701 / 0000000658 |
| Instrument Date | Jun 29, 2010 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | JOHN M KUZDALE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 W 4TH ST, DUNKIRK, NY 14048-1949 |
| Document Number | 0000003144/0000000349 |
|---|---|
| Date | Jun 30, 2010 |
| Book Page | 0000003144/0000000349 |
| Instrument | 0000002036 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 331 Months |
| Due | Jan 1, 2038 |
The 2026 property tax bill for 88 W 4th St was $2,163, up 3.3% from the year before.
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,163.00 (+3.34%) | ||
| 2025 | $2,093.00 | $52,000 Land $3,600 Building $48,400 | $118,182 Land $8,182 Building $110,000 |
| 2023 | $52,000 (-) Land $3,600 Building $48,400 | $94,545 (+14.54%) Land $6,545 Building $88,000 | |
| 2022 | $52,000 Land $3,600 Building $48,400 | $82,540 Land $5,714 Building $76,826 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 88 W 4th St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 88 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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