88 Vernal St, #A, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 88 Vernal St, #A, Everett, MA 02149

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 904 sqft · built 1900
Lot Size	0.068 acres (2,991 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Feb 2017)
Tax Bill	$4,263 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B00002 19888A 01`

Property Details

APN / Parcel Number

Primary APN	`B00002 19888A 01`
Alternative APNs	`EVER M:B0 B:02 L:19888A` `M:B00 B:002 L:19888A-01` `B00002 19`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,182 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,991 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	B00002 19888A 01
Street Address	88 VERNAL ST, A
City	EVERETT
State	MA
Zip	02149-2333
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DD
Legal Block	2
Legal Lot Number	19888A
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	4
Census Block	4005
Census Tract	342201

Owner

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 VERNAL ST, A, EVERETT, MA 02149-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Feb 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage HARVARD UNIV CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Nov 8, 2012 · Amount on Record
Deed Book / Page	68946 / 116
Transfer Doc	068946-116
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	88 VERNAL ST # A, A, EVERETT, MA 02149-2333
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078625-450
Date	Sep 3, 2021
Book Page	78625/450
Instrument	197822

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	88 VERNAL ST # A, A, EVERETT, MA 02149-2333
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78625-450
Date	Sep 3, 2021
Book Page	78625/450
Instrument	197822

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	88 VERNAL ST # A, A, EVERETT, MA 02149-2333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74296-351
Date	Mar 17, 2020
Book Page	74296/351
Instrument	39314

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Feb 28, 2017
Property Address	88 VERNAL ST # A, A, EVERETT, MA 02149-2333
Document Number	68946-116
Book / Page	068946 / 000116
Instrument Date	Feb 4, 2017
Instrument	30676
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88-89 VERNAL ST #88A EVERETT MA 021492333, 88A, EVERETT, MA 02149-2333

Mortgage

Document Number	68946-118
Date	Feb 28, 2017
Book Page	068946/000118
Instrument	30677

Lender

Name	HARVARD UNIV CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,263.00 (+15.84%)	$337,800 (+4.55%) Building $337,800	$417,030 (+27.17%)
2025	$3,680.00 (+13.44%)	$323,100 (+14.13%) Building $323,100	$327,940 (-0.6%)
2024	$3,244.00 (+1.66%)	$283,100 (+4.5%) Building $283,100	$329,935
2023	$3,191.00	$270,900 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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