88 Valley Ct, Durango, CO 81301 Property Records

La Plata County property record for 88 Valley Ct, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,412 sqft · built 1997
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Oct 2018)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Apr 2017 Mortgage + 5 more
Flood Zone	Zone AO (high risk)
APN	`5597-103-09-012`

Property Details

APN / Parcel Number

Primary APN	`5597-103-09-012`
Alternative APN	`R024079`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,412 sqft Living Area
Gross Area	2,987 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	150 sqft
Deck Area	Deck Area
Patio Area	445 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R024079
Street Address	88 VALLEY CT
City	DURANGO
State	CO
Zip	81301-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: VALLEY MEADOWS SUB BLOCK: 0 LOT: 12 88 VALLEY CT DURANGO 81301
Legal Subdivision	VALLEY MEADOWS SUB
Legal Block	2
Legal Lot Number	12
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2033
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 VALLEY CT, DURANGO, CO 81301-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Jan 9, 2018	Deed of Trust, Mortgage REGION 9 ECONOMIC DEVELOPMENT DISTRICT O
Aug 14, 2018	Deed of Trust, Mortgage REGIONS 9 ECONMIC DEVELOPEMENT DISTRICT
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Nov 10, 2020	Deed of Trust, Mortgage · Conventional with PMI HIGHLANDS RESID'L MTG
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	20181149953
Prior Transfer Date	Feb 13, 2009
Prior Transfer Doc	0000091003
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	88 VALLEY CT, DURANGO, CO 81301-3735
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001229843
Date	Feb 14, 2024
Instrument	1229843

Lender

Name	DISCOVER BANK
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	88 VALLEY CT, DURANGO, CO 81301-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001126815
Date	Apr 17, 2017
Instrument	1126815

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	88 VALLEY CT, DURANGO, CO 81301-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001138254
Date	Jan 9, 2018
Instrument	1138254

Lender

Name	REGION 9 ECONOMIC DEVELOPMENT DISTRICT O
Type	Non-Lending Institution
Address	DURANGO, CO 81303

Agreement

Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	88 VALLEY CT, DURANGO, CO 81301-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001146728
Date	Aug 14, 2018
Instrument	1146728

Lender

Name	REGIONS 9 ECONMIC DEVELOPEMENT DISTRICT
Type	Non-Lending Institution
Address	00000

Agreement

Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	88 VALLEY CT, DURANGO, CO 81301-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001185339
Date	Jan 19, 2021
Instrument	1185339

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	88 VALLEY CT, DURANGO, CO 81301-3735
Document Number	0001181624
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	TITLE DURANGO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 VALLEY CT DURANGO CO 813013735, DURANGO, CO 81301-3735

Mortgage

Document Number	0001181624
Date	Nov 16, 2020
Instrument	1181624

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	12001 N CENTRAL EXPY, DALLAS, TX 75243-3700

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 30, 2018
Property Address	88 VALLEY CT, DURANGO, CO 81301-3735
Document Number	0001149953
Map Reference	DOC642027
Instrument Date	Oct 29, 2018
Instrument	1149953
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 VALLEY CT, DURANGO, CO 81301-3735

Mortgage

Document Number	0001149954
Date	Oct 30, 2018
Instrument	1149954

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,760 (+0.78%) Land $14,840 Building $44,920	$948,790 (-) Land $235,630 Building $713,160
2025	$3,329.00 (+36.27%)	$59,300 (+22.42%) Land $14,730 Building $44,570	$948,790 (+31.24%) Land $235,630 Building $713,160
2024	$2,443.00 (+16.28%)
2023	$2,101.00 (+21.16%)	$48,440 (+22.51%) Land $10,860 Building $37,580	$722,920 (+27.09%) Land $162,050 Building $560,870
2022	$1,734.00	$39,540 Land $9,170 Building $30,370	$568,810 Land $131,880 Building $436,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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