88 Thurlow Ave, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 88 Thurlow Ave, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,554 sqft · built 1958
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$87,700 (Oct 1998)
Tax Bill	$7,501 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`263400 107.08-3-44`

Property Details

APN / Parcel Number

Primary APN	`263400 107.08-3-44`
Alternative APNs	`34001070800003044000` `02217140000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	894 sqft
2nd Floor Area	660 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	173 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	490 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02217140000
Street Address	88 THURLOW AVE
City	ROCHESTER
State	NY
Zip	14609-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0006-13-07 WINTON VLG LR43 01
Legal Block	3
Legal Lot Number	44.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	1
Census Block	1002
Census Tract	11100

Owner

88 Thurlow Ave is owned and occupied by two individuals who bought it in October 1998.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 THURLOW AVE, ROCHESTER, NY 14609-5906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 1998 · Amount on File
Deed Sale	Oct 6, 1998 · Amount on File
Deed Book / Page	9070 / 317
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	88 THURLOW AVE, ROCHESTER, NY 14609-5906
Document Number	0000001205
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 THURLOW AVE ROCHESTER NY 146095906, ROCHESTER, NY 14609-5906

Mortgage

Document Number	0000001205
Date	Nov 4, 2019
Book Page	028265/000340
Instrument	1205

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 88 Thurlow Ave was $7,501 with exemptions applied, up 13.7% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,501.00 (+13.69%) Homeowner's exemption Senior Citizen's exemption
2025	$6,598.00	$183,000 Land $38,000 Building $145,000	$217,900 Land $45,247 Building $172,653
2023		$183,000 (+26.91%) Land $38,000 Building $145,000	$183,000 (-1.03%) Land $38,000 Building $145,000
2022		$144,200 Land $33,500 Building $110,700	$184,900 Land $42,955 Building $141,945
2021	$6,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Thurlow Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Thurlow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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