88 Sprague St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 88 Sprague St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 1951
Lot Size	0.161 acres (7,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (May 2019)
Tax Bill	$8,876 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0167 L:0122`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0167 L:0122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	1,026 sqft
Basement Area	642 sqft
Unfinished Basement	642 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,008 sqft (0.161 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	88 SPRAGUE ST
City	DEDHAM
State	MA
Zip	02026-6331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	122
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	3
Census Block	3007
Census Tract	402300

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 SPRAGUE ST, DEDHAM, MA 02026-6331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
May 7, 2019	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	201934454
Deed Book / Page	36780 / 385
Prior Transfer Date	May 4, 2019
Prior Transfer Doc	036780-385
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Recording Date	Jul 27, 2026
Property Address	88 SPRAGUE ST, DEDHAM, MA 02026-6331
Document Number	0000052914
Book / Page	43263 / 551
Instrument Date	Jul 22, 2026
Instrument	202652914
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SPRAGUE ST, DEDHAM, MA 02026-6331

Mortgage

Document Number	0000052914,
Date	Jul 27, 2026
Book Page	43263/551
Instrument	202652914

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.49%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	88 SPRAGUE ST, DEDHAM, MA 02026-6331
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38238-146
Date	Aug 21, 2020
Book Page	38238/146
Instrument	85268

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	May 7, 2019
Property Address	88 SPRAGUE ST, DEDHAM, MA 02026-6331
Document Number	36780-385
Book / Page	036780 / 000385
Instrument Date	May 4, 2019
Instrument	34454
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SPRAGUE ST DEDHAM MA 020266331, DEDHAM, MA 02026-6331

Mortgage

Document Number	36780-388
Date	May 7, 2019
Book Page	036780/000388
Instrument	34455

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,876.00 (+16.54%)	$721,600 (+19.57%) Land $314,400 Building $407,200	$738,412 (-9.35%)
2025	$7,616.00 (-1.27%)	$603,500 (-2.2%) Land $265,100 Building $338,400	$814,530 (+3.45%)
2024	$7,714.00 (+6.72%)	$617,100 (+9.63%) Land $251,000 Building $366,100	$787,360
2023	$7,228.00	$562,900 Land $222,900 Building $340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1987)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

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