88 Spinnaker Ln, Warwick, RI 02886 Property Records

Warwick City property record for 88 Spinnaker Ln, Warwick, RI 02886

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,132 sqft · built 1994
Lot Size0.347 acres (15,105 sqft)
Owner2 Individual Names on Record
Last Sale$159,000 (Nov 1994)
Tax Bill$5,820 (2025)
Deeds & MortgagesMay 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN23703850000

Property Details

APN / Parcel Number

Primary APN23703850000
Alternative APNs
  • WARW M:237 B:0385 L:0000
  • 100032914

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,132 sqft Living Area
Gross Area2,572 sqft
1st Floor Area1,132 sqft
Basement Area1,056 sqft
Finished Basement1,056 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,105 sqft (0.347 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number100032914
Street Address88 SPINNAKER LN
CityWARWICK
StateRI
Zip02886-8595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block385
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group5
Census Block5012
Census Tract22201

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address88 SPINNAKER LN, WARWICK, RI 02886-8595
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 1994 · Amount on Record
Deed SaleNov 3, 1994 · Amount on Record
Deed Book / Page2299 / 11
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address88 SPINNAKER LN, WARWICK, RI 02886-8595
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010682-114
DateMay 15, 2025
Book Page10682/114
Instrument5169
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,820.00 (+3.6%)$458,300 (+15.76%) Land $139,200 Building $319,100
2024$571,900
2023$5,618.00 (+2.24%)$395,900 (+34.94%) Land $117,100 Building $278,800
2022$5,495.00$293,400 Land $83,700 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies30 units insured
incl. 28 condo units
Nearby Flood Claims3 (1978–1982)
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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